Cash Settlement instead of a Pension Sharing order from the courts

We seperated over 15 years ago and divorced absolute 5 years ago, I have also since remarried she hasn't, the only part left is the pension sharing and we have both now reached pension age, (I am 70 she is 68) and we did agree this ages ago (when the rest was sorted) as a 50/50 split. I am pushing for the final consent Clean Break order through the court (which I want anyway regardless of the pensions), which she is not so bothered about, but I am insisting on. She is pushing for a pension agreement as a cash payment to her in settlement of the pensions, outside of the courts, based on the CETV differances in the values of the pensions, my 2 pensions basically equate to £90,000 hers she also has 2 to about £34,000 although (hers includes a NHS pension which we have calculated the CETV equivalent to her yearly pension monies from NHS by taking the 15 (years) payment's worked out to her expected life expectancy of 83 years old.) Then the differance the £28,000 deducting the expected tax at 20% making an approximate cash settlement of £22,400.

Would this be a sensible thing to do? or would I be a fool to do this? it would make the final Consent Order clean break order extremely simple as all financial matters would be concluded and we could state such on the forms? (we would be submitting the forms without solicitors).


She I know walks away with a tidy sum, while I am left with the pension which has not doing very well, but i could sort that, if she was not involved i would move it to a better pension.

Or should I just insist on a pension sharing order through the courts as part of the clean break / consent order.

You need to get a CETV for the NHS pension.
It will be worth far more than the back of a fag packet calculation of 15 times the initial pension. You need to take into account the generous index linking, survivors pension etc.

Also do get a clean break order so it ends all financial claims.