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I can''t Believe That

  • Ilker
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24 Sep 14 #445307 by Ilker
Topic started by Ilker
Me and my wife split up, going through separation.First of all she has applied to CMS when I was living in the house which i wasnt aware of that, I left the house 1st of the month but because she applied before, CMS told me that they need to with the application date and i need to pay when i was even in the house and looking after my kids.
Secondly i ve been asked to pay £406 for three kids kids ages are:12-13-14 years old.
My problem is they said they have calculated this fee from last year wage which has including my overtimes and bonus.
This year I couldnt do any overtime bcause there is none.
My yearly income is £21251 gross a year.
i earn about £1280 net after tax and nat ins.

When i do online calculation for CMS comes less than i they are asking for.
with my rent+bills+petrol etc..it has leaving me nothing to live.it leaves absoluty nothing for living.
I Disputed that fee and i sent them my last 2 wage slips and all the expenses.
But the difference between last year wage and this year wage less than 30%, they said its very likely my paying out fee will not change...
Where is the Justice ,i got absolutly nothing to live and i can not do overtime or extra earnings..
I really need help ,,please can you advise me what can i do.please.
I dont know what will i do?
Thanks in advance
Regards
Ilker

  • TurboB
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24 Sep 14 #445333 by TurboB
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There is no justice IMO.

The percentages that the CMS operate on are ridiculous. IRRC You have to have a 25% expected salary difference before they will even look at revising any calculation.

It will get so much worse when collect and pay becomes the norm is dispute cases.

  • Ilker
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24 Sep 14 #445338 by Ilker
Reply from Ilker
Thas what they said but surely,there must be something i can do, hopefully
regards

  • WYSPECIAL
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24 Sep 14 #445351 by WYSPECIAL
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If there is a 30% difference then it should trigger a change because it is over the threshold of 25%

If it is around the 25% mark you could increase your pension contributions to get it over the trigger.

  • Ilker
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25 Sep 14 #445396 by Ilker
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Thanks WySpecial,, how can i do that?
can you please advice me more.
regards
I mean if i increase my pension, and if they ask why did i do that ? will it be any problem, and if they ask , what can i answer..surely i cant say that i increase my pension to pay less cms..
i hope u understand what i mean.
regards

  • somuch2know2
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25 Sep 14 #445423 by somuch2know2
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Just say you are rebuilding what was lost/ will be lost in the divorce. Most likely they wont ask. They just look at numbers and do a calculation.

Its crazy, but be persistant and play them at their own game- by stating their rules and demonstrating the difference in income

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25 Sep 14 #445432 by WYSPECIAL
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Ilker wrote:

Thanks WySpecial,, how can i do that?
can you please advice me more.
regards
I mean if i increase my pension, and if they ask why did i do that ? will it be any problem, and if they ask , what can i answer..surely i cant say that i increase my pension to pay less cms..
i hope u understand what i mean.
regards


Either increase your contributions at work if your employer allows you, they may even match your increased contribution, or pay into something like a stakeholder pension. All you need to do is inform CMS, they wont require a reason. If you do it via work it will show on your pay slips which together with your new lower salary will be included in a reassessment.

If you do it by a ridiculous amount your ex may apply for a variation on the grounds of diverting your income but otherwise there really wont be an issue.

You can change your contributions at any time you wish to you don''t need to justify what you are doing or why.

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