CSA or Private Arrangement ?

i trained as a teaching assistant after being a dinner lady and a attendance officer ,did'nt take long to train.

OMG then how is she supposed to manage ? She has 4 children, youngest is only 2 so she would need to pay someone for childcare so she wouldnt be any better off !!! Thanks for clarifying this for me.

bluefairy wrote:

Hi there

Not sure if I'm right but I'm sure someone will correct me if not but if your sister is able do at least 16 hours work per week she would then be entitled to child tax credit + working tax credit + her wage + all the maintenance as its not taken into account and also council tax reduction. She would also be eligible for a certain amount of child care costs. Difficult I know I have 3 children but worth looking into as she would be much better off.

A good example is trying to get work in a school eg; dinner lady as it is school hours and term time only.

Hope things work out for her.

All the best

salina

How does anyone suddenly get all this though ? Her youngest is 2, so how would she get a job, get someone to look after him. As far as I understand working tax credit though, you need to work 30 hours to get that as I get that, but I get it for working under 30 hours because I get the disability element.
Do you get WTC if you have children and only work 16 hours ?

Hi Ladybelle

People get through this because they have to! it is amazing how strong and resourceful one can be when needs must.

Angel is correct when she says that if you are claiming IS/JSA then you only receive the first £10 per week of any CM awarded to you via the CSA. Unfair as this may seem, it is the way things are, but there is currently a bill going through Parliament to change this.

The problem with only receiving a privately agreed sum of CM means there is nothing to stop the payer simply withholding payment or altering the amount payable. It also means that if you choose to do this, and opt out of claiming benefits, you lose out on a host of fringe benfits such as free school meals, free prescritions and NHS care, countil tax benefit, etc.

I have submitted a link to the Tax Credit website that may help you with yor queries on WFTC and CTC. You could also try phoning them with any questions you may have.

Ruby

www.hmrc.gov.uk/taxcredits/introduction.htm

Correct if you work a min of 16 hours per week you qualify for working tax credit , there is also help with cost for child care i believe it's around 75%, child minder or nursery has to be OFSTED inspected.your local sure start can also help you there.

rubytuesday wrote:

Hi Ladybelle

People get through this because they have to! it is amazing how strong and resourceful one can be when needs must.

Angel is correct when she says that if you are claiming IS/JSA then you only receive the first £10 per week of any CM awarded to you via the CSA. Unfair as this may seem, it is the way things are, but there is currently a bill going through Parliament to change this.

The problem with only receiving a privately agreed sum of CM means there is nothing to stop the payer simply withholding payment or altering the amount payable. It also means that if you choose to do this, and opt out of claiming benefits, you lose out on a host of fringe benfits such as free school meals, free prescritions and NHS care, countil tax benefit, etc.

I have submitted a link to the Tax Credit website that may help you with yor queries on WFTC and CTC. You could also try phoning them with any questions you may have.

Ruby

www.hmrc.gov.uk/taxcredits/introduction.htm

I didnt think I could come through my own break up but I have become so strong in the last 8 months but in a way I am luckier because I dont have small children. She has never worked so would find it hard to find something to pay enough to keep her able to afford to pay everything.
I went to the link you kindly provided, and clicked on the child care part and it said that you get 80p for every pound you pay to a maximum of £300 for 2 children, but she has 4 ? although it would only be 3 that would need looking after, one full time - is that £300 on top of any WTC that she would get ?
Is that paid directly to a child carer ? How do you find a child carer ?

Angel557 wrote:

Correct if you work a min of 16 hours per week you qualify for working tax credit , there is also help with cost for child care i believe it's around 75%, child minder or nursery has to be OFSTED inspected.your local sure start can also help you there.

oh thanks Angel. Surestart website has a great lot of info.