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Think of re marrying

  • irene04
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12 Jan 15 #453570 by irene04
Topic started by irene04
Having gone through a messy divorce 10yrs ago I''m reluctant to lose out again.
I have been living with my current partner for 9yrs and he has asked me to marry him, which I would like to do.
The house is solely in my name as is the mortgage and deeds. The outstanding mortgage is 50% of the value of the house as I have paid the bulk of with my divorce settlement and funds received from my uncle''s Will as well as making substantial improvement to the property. Once we get married will my partner be entitled to 50% of the house or 25% which is roughly what he will have contributed towards assuming we stay the course until the mortgage is paid in full?
Pensions. My partner has NO pension provision, because of his potential family inheritance he claims he doesn''t need a pension, whereas I do, will he have any rights to these as they have been assigned to my children years ago.
I know this must all sound extremely heartless, but I want my kids to have the right to 75% of our home and the pension that I have built up over 30 years. My Partner has a 50% stake in his previous marital home along with the potential to inherit well, so he and his kids will be ok. I just want to protect mine, should anything happen to me or if things do go wrong again.

  • dukey
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12 Jan 15 #453574 by dukey
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It''s impossable to guess what your partner would be entitled to, no where near enough detail for that.

Why not just have a pre nuptial agreement from the get go so you both know where you stand?, they are not expensive.

  • Deedum
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12 Jan 15 #453575 by Deedum
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I would be very wary of marrying again. You have both been married before and it didn''t work out for either of you. If he is financially ok, and doesn''t need a pension (ie yours) then there is no financial reason to marry. If you have lived together for 9 years without marrying, why now?

I have recently seen someone suffer a lot more on their second divorce than their first.

  • driven40
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12 Jan 15 #453579 by driven40
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I would like to applaud you for thinking this through. yes so you have both been divorced and you dont want to get a bad deal IF it all goes wrong again.

I think that you need to sit down with your partner and put all this to them, explain the reasons, and they probably know all the details from last time anyway. If they truly understand then the fact of you wanting to sort this out before you get married they shouldn''t have a problem with. They may get the huff to start with thinking that you think it is doomed from the start but you are actually thinking about protecting both of you.

you know the fact that you have been together 9 years and now getting married may be there way of making certain that if anything happened to them you are protected.

Good luck

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