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Read our latest Financial Settlements guide (2021)

What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Financial 30.2k topics

Discuss financial aspects of divorce including ancillary relief, spousal maintenance, child support, property transfer and pension sharing.
Category		Latest
	Ancillary Relief 5721 topics Discuss all aspects of Ancillary Relief: when and how to apply, and the various stages of the court process from disclosure through to a final hearing.	Re: Short Marriage of Few Weeks by Curious7 11 Sep 25
	Divorce calculator 1302 topics Discuss the Wikivorce divorce calculator. What did you think of the estimate it gave? How do you interpret the output? How accurate is the calculator?	Re: Help with a complicated scenar ... by Chris82 05 Sep 25
	Property and Mortgages 8945 topics Discuss the impact of divorce on property and mortgages. How will the house be divided? Does your ex have to keep up with the mortgage payments?	Re: Divorced but still have joint ... by WYSPECIAL 05 Sep 25
	Maintenance 3329 topics Discuss child and spousal maintenance. How much child support are you entitled to? What determines whether you will receive/pay spousal maintenance?	Re: Spousal Maintenance by DestroyedInDivorce 03 Jun 25
	Pensions 2382 topics Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?	Re: Pension advice in divorce by WYSPECIAL 05 Aug 25
	Debt and Bankruptcy 837 topics Discuss debt and bankruptcy in divorce. How does it affect the Ancillary Relief settlement if me or my ex go bankrupt or enter an IVA during divorce?	Re: Clearing debts after seperatio ... by yammy87 15 Apr 24
	Benefits 456 topics Discussion on state benefits during and after divorce. What benefits am I entitled to? Will my benefits be affected by the maintenance I receive?	Re: High Income Child Benefit Tax ... by PortisheadDad 12 May 25
	Legal Aid 426 topics Discuss Legal Aid. Will you qualify? How do you claim? When and how do you pay the money back?	Re: When does it stop by Djsmith 03 Oct 24

Subject	Replies /	Latest
Left homeless after separation Hi separated from wife left council property with just me nothing eles wife got new partner engaged weeks after but my family member wanted to give me s gift ... 23 Jan 25, by Freedomfinishline	Replies:0 :233
calculating the CETV of a NHS that has already started paying out the We are trying to calculate the approximate value of a CETV of a farly small NHS pension that is already paying out, so that we can come to a settlement on the p ... 22 Jan 25, by Paul12345678 Latest 23 Jan 25 by WYSPECIAL	Replies:1 :284	Latest by WYSPECIAL 23 Jan 25
Occupation order and mortgage Hello, Great to have found this forum, looks very useful! I have a question hopefully someone can answer. I have an occupation order in place ... 17 Dec 24, by mkrower83 Latest 21 Jan 25 by EMC3419 1 2 3 ... 5	Replies:34 :1662	Latest by EMC3419 21 Jan 25
D81 form - unemployed Hi, Hope you are well. We're filling in the D81 form for a clean break order where each party keeps their own money. For the net inco ... 20 Jan 25, by user_11	Replies:0 :168
Cash Settlement instead of a Pension Sharing order from the courts We seperated over 15 years ago and divorced absolute 5 years ago, I have also since remarried she hasn't, the only part left is the Pension Sharing and we have ... 19 Jan 25, by Paul12345678 Latest 20 Jan 25 by WYSPECIAL	Replies:1 :213	Latest by WYSPECIAL 20 Jan 25
CETV Hi My ex and I divorced last April 2024. We're now applying for a consent order with a clean break... D81 forms have been completed but I cannot move on unt ... 14 Jan 25, by Blacky23 Latest 19 Jan 25 by hadenoughnow	Replies:1 :198	Latest by hadenoughnow 19 Jan 25
Share in Ltd. company Folks, sadly I am seeking divorce from wife of 18 years. I am 45 years old male and worked my b*m off all my life. Started working young and made up some money ... 12 Jan 25, by mania Latest 19 Jan 25 by hadenoughnow	Replies:3 :195	Latest by hadenoughnow 19 Jan 25
Wife's solicitor's financial figures seem incorrect My wife and I both did Form-E disclosure and after some back and forth seemed to reach agreement on our assets. I've received a settlement proposal fro ... 18 Jan 25, by ThisIsGoingWell	Replies:0 :199
Applying for a clean break order I am looking together with my Ex applying for a clean break order and I am struggling to find or access the correct for we need to complete, or how to apply to ... 07 Jan 25, by Paul12345678 Latest 13 Jan 25 by Paul12345678	Replies:4 :789	Latest by Paul12345678 13 Jan 25
Asset split Hi everyone your advice/thoughts would be greatly appreciated on what you think the split would be of our assets as per the following:- Married since 2 ... 11 Jan 25, by Lydialane Latest 12 Jan 25 by WYSPECIAL	Replies:3 :213	Latest by WYSPECIAL 12 Jan 25
Financials help when son lives with me full time My son's mum seems to really struggle with our 9yo son at times and it's becoming more and more. I try my best to support her explain to our son that his behavi ... 08 Jan 25, by DKN1990	Replies:0 :138
Applying for a clean break order I am looking together with my Ex applying for a clean break order and I am struggling to find or access the correct for we need to complete, or how to apply to ... 08 Jan 25, by Paul12345678	Replies:0 :233
Clean break I was divorced from my husband a couple of years ago. We were married for 27 years. 2 grown up children. He refused to seek legal advice and due to his reluctan ... 01 Jan 25, by NeverNeverLand29 Latest 07 Jan 25 by hadenoughnow	Replies:2 :207	Latest by hadenoughnow 07 Jan 25
Equity payment in full? Hi all, Me and my wife are going through sepertaion, we have two kids and a mortgage. I'm hoping to keep solictors out of it as much as possibl ... 07 Jan 25, by Bailey80X Latest 07 Jan 25 by hadenoughnow	Replies:1 :193	Latest by hadenoughnow 07 Jan 25
Consent order D81 Hi just wondering if anyone can help, we are both in agreement with our finances, ex isn't interested in the house or pensions but the court isn't happy with th ... 07 Jan 25, by Milo1 Latest 07 Jan 25 by hadenoughnow	Replies:1 :200	Latest by hadenoughnow 07 Jan 25
Form D81 - net income Hi, I am filling in the D81 form for a clean break order. I had a question regarding the net income. My gross salary is £35k/year. However for the p ... 26 Dec 24, by user_11 Latest 26 Dec 24 by WYSPECIAL	Replies:1 :261	Latest by WYSPECIAL 26 Dec 24
Effecting property transfer I have a final court order which requires me to transfer my house (which is in my sole name) to my ex. My ex has to pay me £20k on the transfer. My ex ha ... 25 Dec 24, by Merricat Latest 26 Dec 24 by Merricat	Replies:2 :196	Latest by Merricat 26 Dec 24
Settlement high level - ok? Just received our progression point and 8 week judge review. we are planning on splitting our finances like so: family home: 500k (0 mortgag ... 25 Dec 24, by ShouldI204607 Latest 26 Dec 24 by WYSPECIAL	Replies:1 :183	Latest by WYSPECIAL 26 Dec 24
"Intermingling" of wife's inheritance Shortly before my wife and I initiated divorce proceedings, her grandmother passed and she has now received an inheritance of just under £10k. Our div ... 22 Dec 24, by ThisIsGoingWell Latest 23 Dec 24 by ThisIsGoingWell	Replies:2 :246	Latest by ThisIsGoingWell 23 Dec 24
Divorce options, just agreed to 50/50 split from house sale not savings help? Hi me and my wife have agreed to split up after been married for a two years. We’ve lived in our own home for 6 years. We have agreed to live in house togethe ... 22 Dec 24, by Wilkesy	Replies:0 :221
Mediation Hello, There seems to be a lot of mediators out there, who offer different packages and fixed price plans for negotioating an out of court financial se ... 22 Dec 24, by Username007	Replies:0 :175
What is a fair settlement Hi,I am seeking advice on what constitutes a fair settlement in my situation. I am completely stuck and would appreciate any guidance.To provide some background ... 21 Dec 24, by confused1976 Latest 22 Dec 24 by WYSPECIAL	Replies:3 :243	Latest by WYSPECIAL 22 Dec 24
Advice Hello all My wife and I have been married since 2001, we’ve been together since 2000 (ish) we own our current property together, however my wife owne ... 21 Dec 24, by hutchbrighton Latest 22 Dec 24 by WYSPECIAL	Replies:1 :176	Latest by WYSPECIAL 22 Dec 24
Schedule of Deficiencies I would be grateful for some advice with the following: I am currently preparing for an FDR hearing to be heard at the end of January. I have ... 17 Dec 24, by Ganesh	Replies:0 :245
Off setting ension Hi - Would someone know the answer this please?, My company pension was offset against the house etc when we divorced. I have now taken early retirement from ... 15 Dec 24, by ST3ECP Latest 16 Dec 24 by WYSPECIAL	Replies:1 :190	Latest by WYSPECIAL 16 Dec 24
Consent Order / Mortgage Feess I have been divorced since 2018 with a consent order. My ex moved to Portugal to be with a new boyfriend, and we kept the house, as I paid her to allow that. Th ... 11 Dec 24, by bitupset Latest 13 Dec 24 by WYSPECIAL	Replies:1 :231	Latest by WYSPECIAL 13 Dec 24
Vacant possession order breach Hi, I have an order for my Ex to give me vacant possession of the property so I can sell it by auction. Unfortunately, he didnt give it to me. Can anyone ad ... 02 Oct 24, by whymarry Latest 10 Dec 24 by Stuckinarut62	Replies:1 :359	Latest by Stuckinarut62 10 Dec 24
Do I need to pay more Hi everyone. I am new to the site, so apologies if this has been asked before. I have separated from my husband (been together 25 years, married 19), but we ... 29 Nov 24, by MichelleB82 Latest 01 Dec 24 by WYSPECIAL	Replies:2 :260	Latest by WYSPECIAL 01 Dec 24
Es2 Hi, my wife (applicant) has borrowed money from her sister, her parents and a friend. this has happened last minute just before the FDR on Monday. Th ... 30 Nov 24, by Fred309207 Latest 30 Nov 24 by EMC3419	Replies:1 :216	Latest by EMC3419 30 Nov 24
Bank Statements Hi All A quick question about Bank Statements. Is it 12 months from when the form e is completed, or, 12 months from seperation date on divorce applic ... 29 Nov 24, by rps1969 Latest 29 Nov 24 by WYSPECIAL	Replies:1 :283	Latest by WYSPECIAL 29 Nov 24
D81 - Partners solicitor has asked me to fill out and respond Hi, Myself and my partner have reached an agreement that we are both happy with. Originally we planned to do a joint application for divorce but she decided ... 26 Nov 24, by Cloud88 Latest 27 Nov 24 by Cloud88	Replies:4 :520	Latest by Cloud88 27 Nov 24
Disputing an FDR Morning All, any help appreciated...........its a good one Divorced in July 2023, house equity to be split 67/33 in favour of ex as she at the time had our ... 26 Nov 24, by PeeledBanana Latest 26 Nov 24 by EMC3419	Replies:1 :255	Latest by EMC3419 26 Nov 24
Non-Payment of Financial Settlement I divorced in 2017 (in Scoltand) & was due payment of my Financial Settlement by January 2018, with an 8%pa penalty if Ex did not pay up. Needless to say he ... 23 Nov 24, by Pollux12 Latest 26 Nov 24 by EMC3419	Replies:3 :450	Latest by EMC3419 26 Nov 24
Savings Hi there, I'm hoping for someone to spread some light on my current situation. My wife has had an affair and we decided to seperate ending all joint accounts an ... 19 Nov 24, by Styles45678 Latest 24 Nov 24 by Styles45678	Replies:6 :364	Latest by Styles45678 24 Nov 24
Wife playing games Hi I'm the respondent in the divorce. My wife has a plan to get all equity in the house (c.£300k) plus the 25% tax free allowance from my pension - I ... 19 Nov 24, by STRESSEDMAN Latest 19 Nov 24 by EMC3419	Replies:1 :267	Latest by EMC3419 19 Nov 24
Financial Support - Master's Degree Hi Wikivorce, First some background if I may: I divorced in 2018, agreeing to pay maintenance for my children until they completed "full ... 18 Nov 24, by pacrossl Latest 19 Nov 24 by rubytuesday	Replies:1 :230	Latest by rubytuesday 19 Nov 24
Fair split ? Newbie here so any advice appreciated. Sorry for the long essay. My application has just been submitted. Had a look on calculator but not sure how it c ... 18 Nov 24, by pacer	Replies:0 :245
Lump sum not been paid to me Hi. I would be so grateful for any advice. I was awarded a lump sum and a PSO. Lump sum to be paid 56 days after PSO implementation which should have been in Ju ... 18 Nov 24, by Destress	Replies:0 :276
Pension Hello , Please is pension statement the same as a CETV. My partner has always been manipulative I have no solicitors he presented a pension statement mean ... 18 Nov 24, by Rollinghills	Replies:0 :215
Wife wants savings after the divorce Hello Wikivorce Forum! I turned out to be in a difficult situation. Some facts: My wife and I we are having a baby due in a ... 14 Nov 24, by Someone123 Latest 15 Nov 24 by WYSPECIAL	Replies:3 :293	Latest by WYSPECIAL 15 Nov 24

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