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Should I wait to make CSA claim???

  • CakesandFlowers
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11 Oct 13 #409915 by CakesandFlowers
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[ no figures to go off yet but I presume it will be big bucks as he has got into property development.


I would very much doubt it, especially if he has only just set it up. It is a myth that everyon who is self employed earns ''big bucks'' and property development can be very hit and miss.

  • Child Maintenance Options
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14 Oct 13 #410175 by Child Maintenance Options
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Hi xButterflyx

Thank you for your post, I am Sarah the child maintenance Options consultant. In your post you have indicated that you have a family-based arrangement in place with your ex-partner. With you having a family-based arrangement in place you may wish to try to discuss and negotiate with your ex-partner on the amount of maintenance payable. With a family-based arrangement there are no strict rules or formulas to follow when calculating child maintenance. You and your ex-partner could agree that he helps with the payments towards the mortgage as part of your agreement, however, you would both need to agree to this. Family-based arrangements are not legally binding, however, they can be quick, easy and free to set up. They also give you the flexibility to change your arrangement as your son gets older and his needs change, or if either you or your son’s father has a change in circumstances.

To help you and your son’s father continue your family-based arrangement in place, we have some useful tools and guides available to download from our website at www.cmoptions.org/en/toolbox/index.asp.

If you would like an indication of how much maintenance you may receive if an application were made via the CSA, you can use our online calculator. This is on our website at www.cmoptions.org/en/calculator. You may want to use this figure as a starting point for negotiations to help maintain your family-based arrangement.

You have mentioned in another post that you have spoken to the Child Support Agency (CSA) and you are going to wait until the house has been sorted before pursuing maintenance. I have included below the different options available to claim child maintenance if you feel you can not renegotiate your family-based arrangement with your ex-partner.

There are two schemes available via the CSA which are Direct Pay and Collect and Pay. Direct Pay is where the CSA would work out maintenance payments on a parent''s behalf and then leave it up to the parents to make the payments between themselves. Once they have calculated the maintenance amount, the CSA will not contact either parent again unless yours or your son’s father’s circumstances change or if they are told that he has missed or fallen behind with his payments. Under the CSA’s full collection service they calculate, collect and enforce payments on a parent''s behalf, as some people prefer the security and help of third party involvement. If an application were made via the CSA, your son’s father’s responsibility to pay will start from around the time CSA contacts him.

If you have got any questions about the CSA, or if you would like to set up maintenance using their service, you can contact them directly. You can also find information about how they work out child maintenance online at www.gov.uk/child-maintenance.

If you feel that none of the above options are suitable for you, you may wish to consider a Consent Order, which is an official ruling made by a court. To arrange a Consent Order, you and your ex-partner would need to agree how much child maintenance will be paid and how often, before going to court. You can agree this either privately between yourselves, through a solicitor or a mediator. Once an agreement has been made, parents can then ask the court to approve and authorise the Consent Order. This usually happens when parents are going to court for other reasons, such as arranging a divorce or dividing their property or other assets.

We have a sorting out separation web-app that you may find useful, it offers help and support to separated families. You can find this at www.wikivorce.com/divorce/Sorting-Out-Separation.html.

If you would a confidential chat with Child Maintenance Options team or find out more about all the options available for child maintenance, you can call us free on 0800 988 0988 between 8am and 8pm Monday to Friday or 9am and 4pm on Saturday, alternatively you can visit our website at www.cmoptions.org.

Sarah

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14 Oct 13 #410185 by xButterflyx
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u6c00 wrote:


It could be argued that your ex is paying a part of the mortgage for a house that you have the sole use of, and that he is paying to provide a home for your child in lieu of child maintenance.


He has told me he wants to sell the house asap, and that I should find myself somewhere to live, where I go (with our son, is not his problem and he doesn''t care) and that he is going to put his 50% share of profit into a trust fund for our son, as'' money is not object to him''. I think he is paying half the mortgage as it is only in his name and doesn''t want bad credit rating??? my solicitor did say that I do not have to contribute to it at all as it''s only in his name, but I am not that way inclined and think it''s right I pay towards it as I''m living here, and I''ve always paid half of everything!!!!

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14 Oct 13 #410187 by xButterflyx
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14 Oct 13 #410190 by xButterflyx
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James Connolly wrote:


Sometimes it is better to negotiate than to try and use the CSA to bully your ex partner.


Under good circumstances you can negotiate, but not likely in this case.

And as for the financial bullying, it''s the other way round in this case.

  • Fiona
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14 Oct 13 #410194 by Fiona
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As you have an appointment to see a solicitor this week I would suggest discussing child maintenance as part of the overall settlement with them before making an application to the CSA. IF child maintenance can be negotiated and agreed it may be included in an order "by consent'' as part of the overall package. Parents tend to more satisfied with arrangements they have agreed and more likely to adhere to an agreement than comply with the CSA/CMS.

In the future the Child Maintenance Service will charge fees for applications and it is proposed that the non resident parent will pay an additional 20% of the payment for collection and the parent with the majority of care will pay 4% of the money they receive so there is every incentive for both parties to come to an agreement.

As far as the mortgage is concerned although your husband alone is liable to meet the payments if the mortgage falls into arrears the lender can repossess the former matrimonial home. That could result in significantly less equity to share so it is in your interest to contribute to mortgage payments if you can afford to do so.

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14 Oct 13 #410203 by xButterflyx
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That would be the last thing I want for the house to be repossessed. My wish is to stay here, I can afford the full monthly repayments on my own but can''t afford to buy him out as I''ve been advised I''d have to buy the house from my husband as a first time buyer and I cannot afford that only working part time. So I''ll leave it in the hands of my solicitor for now, then maybe court...

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