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Read our latest Financial Settlements guide (2021)

What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Financial 30.2k topics

Discuss financial aspects of divorce including ancillary relief, spousal maintenance, child support, property transfer and pension sharing.
Category		Latest
	Ancillary Relief 5721 topics Discuss all aspects of Ancillary Relief: when and how to apply, and the various stages of the court process from disclosure through to a final hearing.	Re: Short Marriage of Few Weeks by Curious7 Yesterday 14:54
	Divorce calculator 1302 topics Discuss the Wikivorce divorce calculator. What did you think of the estimate it gave? How do you interpret the output? How accurate is the calculator?	Re: Help with a complicated scenar ... by Chris82 05 Sep 25
	Property and Mortgages 8945 topics Discuss the impact of divorce on property and mortgages. How will the house be divided? Does your ex have to keep up with the mortgage payments?	Re: Divorced but still have joint ... by WYSPECIAL 05 Sep 25
	Maintenance 3329 topics Discuss child and spousal maintenance. How much child support are you entitled to? What determines whether you will receive/pay spousal maintenance?	Re: Spousal Maintenance by DestroyedInDivorce 03 Jun 25
	Pensions 2382 topics Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?	Re: Pension advice in divorce by WYSPECIAL 05 Aug 25
	Debt and Bankruptcy 837 topics Discuss debt and bankruptcy in divorce. How does it affect the Ancillary Relief settlement if me or my ex go bankrupt or enter an IVA during divorce?	Re: Clearing debts after seperatio ... by yammy87 15 Apr 24
	Benefits 456 topics Discussion on state benefits during and after divorce. What benefits am I entitled to? Will my benefits be affected by the maintenance I receive?	Re: High Income Child Benefit Tax ... by PortisheadDad 12 May 25
	Legal Aid 426 topics Discuss Legal Aid. Will you qualify? How do you claim? When and how do you pay the money back?	Re: When does it stop by Djsmith 03 Oct 24

Subject	Replies /	Latest
Videos - What to Expect at Court Hearings Lucy Reed, a well-known family law barrister has produced these three videos and has kindly consented to us sharing them here. The aim of the videos to demysti ... 25 May 20, by rubytuesday Locked	Replies:0 :1304
Resources for Litigants in Person (self-representing) 25 May 20, by rubytuesday Locked	Replies:0 :2045
Financial Settlements Resources and Information 25 May 20, by rubytuesday Locked	Replies:0 :1556
What is Spousal Maintenance What is it? The legal term for spousal maintenance is “periodical payments”, which are governed by section 21(1) of the Matrimonial Causes Act, and ... 25 May 20, by rubytuesday Locked	Replies:0 :1615
Please Read this BEFORE Posting in the Financial Area of the Forum If you would like advice from Wikivorce members as to what the likely outcome of a financial case in a divorce or civil partnership dissolution is going to be; ... 25 May 20, by rubytuesday Locked	Replies:0 :1202

Remortgaging and splitting the cost of the existing mortgage on the property Hello, I have to sell the family home soon due to the financial consent order. I am looking to see if I can remortgage to buy out my ex husband. The equity spli ... 26 Aug 25, by Newbeginnings2018 Latest 07 Sep 25 by WYSPECIAL	Replies:1 :352	Latest by WYSPECIAL 07 Sep 25
Pension figures and PCP car liability Could anyone answer a few quick questions please: We both have defined contribution pensions and have logged into our online accounts to see the pot va ... 31 Aug 25, by KW25 Latest 05 Sep 25 by WYSPECIAL	Replies:1 :262	Latest by WYSPECIAL 05 Sep 25
Court settlement I am hoping to 'walk away' from my financial settlement. I can no longer afford my solicitor and my exes solicitor is awful to deal with. I don't understand all ... 30 Aug 25, by charlottefarmers@hotmail.co.uk	Replies:0 :313
FDR Hi All, Had an FDR scheduled for the July 2025 then the court cancelled it on the basis that there we not enough judges. Now they have moved the date t ... 27 Aug 25, by Ash2025 Latest 28 Aug 25 by .Charles	Replies:1 :268	Latest by .Charles 28 Aug 25
Spousal maintenance Hi I got divorced in 2012 after a very acrimonious divorce I was married to a financially controlling person. I was issued a court order for child and spousal m ... 27 Aug 25, by rockchick	Replies:0 :324
FCO Hi At Court the Financial consent order said that my friend's house valued at £491,000 be sold and ex wife awarded £225,000. House placed on market in Jan ... 25 Aug 25, by Teresa22	Replies:0 :365
Settlement I married my partner in November 2015 he left 8 months later before the birth of our daughter.I have offered him money over the years but he would not agree. ... 23 Aug 25, by Pippa0987@ Latest 25 Aug 25 by Pippa0987@	Replies:6 :314	Latest by Pippa0987@ 25 Aug 25
No clean break Hi All, Does anyone have experience of what happens in court when an ex partner has been awarded 5 years of spousal maintenance with a possibility of extens ... 19 Aug 24, by Getmeoutofthisnightmare Latest 24 Aug 25 by Getmeoutofthisnightmare	Replies:2 :484	Latest by Getmeoutofthisnightmare 24 Aug 25
Pension share obstruction & divorce seemingly abandoned Hi I'm the female respondent in a divorce petition dating back to 2009. House was sold 2012 & profit split equally. 1 child, now an adult who lives ... 23 Aug 25, by Marquis	Replies:0 :325
Will I be worse off? So, I'm thinking of getting a divorce. I've been married to my husband for 14 years and I've had enough! Everything is in his name - I mean, everything ... even ... 12 Aug 25, by Seawychie Latest 20 Aug 25 by Seawychie 1 2	Replies:7 :1035	Latest by Seawychie 20 Aug 25
Failed FDR My divorce proceedings are now entering the 4th year. Every application has gone through the Court. I am the Respondent in all the hearing except the financia ... 07 Dec 24, by EnJayAitch Latest 20 Aug 25 by DestroyedInDivorce 1 2 3	Replies:20 :2137	Latest by DestroyedInDivorce 20 Aug 25
CMS/dads behaviour I was never married so don't know if I'm allowed here. I'm desperate for help and don't know what to do. I'll try and be brief but this one's very complexed. I ... 07 Aug 25, by Mumabear Latest 20 Aug 25 by DestroyedInDivorce	Replies:2 :421	Latest by DestroyedInDivorce 20 Aug 25
Financial Order Variation A financial order was granted in 2019, with a timeframe of 5 years for the property to be sold or for the resident parent to buy out the non-resident parent. 18 Aug 25, by username190925 Latest 20 Aug 25 by DestroyedInDivorce	Replies:1 :54	Latest by DestroyedInDivorce 20 Aug 25
Variation of Spousal Maintenance H, Please could anyone help me with this please? I divorced 13 years ago with a financial consent order in place with spousal mainentance from my ex hus ... 19 Aug 25, by novice Latest 20 Aug 25 by DestroyedInDivorce	Replies:1 :323	Latest by DestroyedInDivorce 20 Aug 25
Pension Hi ive received the CETV from my husband pension. It matures in 2 years. Am I correct in saying that the closer to maturity the more accurate the CETV is ... 19 Aug 25, by Terri69	Replies:0 :382
Bundle for Dispute Resolution Hearing Good morning Can someone confirm the position for me? When preparing the court bundle with Form Es and other key documents, do all the parties bank sta ... 13 Aug 25, by JemimaA Latest 14 Aug 25 by .Charles	Replies:1 :339	Latest by .Charles 14 Aug 25
Consent order Ii am going through divorce proceedings and i have just seen the draft ot the consent order written by my spouses solicitor. we have agreed a settlemen ... 09 Aug 25, by Chwareteg	Replies:0 :61
I'm confused about everything Sorry if this is in the wrong section. I feel like I've got so many questions that keep coming into my head, DIY divorce as cant afford a solicitor.< ... 07 Aug 25, by Anonymoose25 Latest 08 Aug 25 by rubytuesday	Replies:1 :375	Latest by rubytuesday 08 Aug 25
Courts service 'covered up' IT bug that caused evidence to go missing The body running courts in England and Wales has been accused of a cover-up, after a leaked report found it took several years to react to an IT bug that cau ... 08 Aug 25, by rubytuesday	Replies:0 :433
Consent order refusal My ex and I both signed a consent order last year so that she could keep the marital home. It's to be transferred into her name soley once she has transferred m ... 14 Apr 25, by Uptotheeyeballs Latest 07 Aug 25 by Uptotheeyeballs	Replies:5 :250	Latest by Uptotheeyeballs 07 Aug 25
Is this a fair Deal Hi In the final stages of agreeing a clean break order w my ex. I will be keeping the majoirty of our shared debt (£14k ish), they'll keep ... 05 Aug 25, by mm1991 Latest 05 Aug 25 by mm1991	Replies:2 :342	Latest by mm1991 05 Aug 25
Will I get anything from a settlement? I have a financial dispute resolution hearing coming up and am representing myself. My husband and I were together for 13 years but only married for the fin ... 04 Aug 25, by JemimaA Latest 04 Aug 25 by WYSPECIAL	Replies:1 :372	Latest by WYSPECIAL 04 Aug 25
Form ES2 I'm a Litigant in Person in what's sadly become an unpleasant divorce. I don't understand form ES2 there's no prior order in place. How do I compile it? ... 03 Aug 25, by PMcGoohan Latest 04 Aug 25 by WYSPECIAL	Replies:1 :346	Latest by WYSPECIAL 04 Aug 25
Issues to be determind Hi, I'm a Litigant in Person so am compiling the bundle. I'm working on the chronology and issues to be determined. I understand how ... 03 Aug 25, by PMcGoohan Latest 04 Aug 25 by WYSPECIAL	Replies:1 :325	Latest by WYSPECIAL 04 Aug 25
Question / Advice My friends husband cheated on her using sex workers and porn sites. He has moved out, back with parents but obviously is paying for half bills as his name is st ... 31 Jul 25, by Molly@work Latest 01 Aug 25 by WYSPECIAL	Replies:1 :320	Latest by WYSPECIAL 01 Aug 25
Travel time as a Litigant in Person? I was a Litigant in Person in a British Overseas Territory. I had to travel there. So I have travel expenses and the travel took, actually, more than 48 hours i ... 26 Jul 25, by NotaBene Latest 29 Jul 25 by .Charles	Replies:1 :291	Latest by .Charles 29 Jul 25
Question about d81 form Hello, hope you can help. I'm confused with question 10 on the d81 form (after implementation of consent order). His solicitor has entered a value in my ... 18 Jul 25, by Heidi99	Replies:0 :441
Removing interest in life assurance policies My ex and I have our Consent Order approved by the court now. We each have life assurance policies benefiting the other, which are included in the orde ... 15 Jul 25, by ThisIsGoingWell Latest 17 Jul 25 by WYSPECIAL	Replies:3 :309	Latest by WYSPECIAL 17 Jul 25
D11 I am a foster carer and filling out the D11form Do I have to put my foster allowance as income? ... 14 Jul 25, by Fisher123 Latest 15 Jul 25 by WYSPECIAL	Replies:1 :270	Latest by WYSPECIAL 15 Jul 25
Financial order Hi, my ex partners solicitor is sending me a financial order to sign, however, this will be arriving after the final order can be made. We've agreed a settlemen ... 11 Jul 25, by Harrysmith Latest 12 Jul 25 by Harrysmith	Replies:2 :131	Latest by Harrysmith 12 Jul 25
Form E and CMS Hi Could anyone advice whether chld maintenance payments should be included in section 2.19 for other income? I have declared this on section 1.13 bu ... 06 Jul 25, by htelfer	Replies:0 :367
Pension lump sum I am due to receive my pension with a lump sum and an annual payment . Am i allowed to buy a car with my lump sum ( financial hearing is not until september) ... 02 Jul 25, by Daisy 2309 Latest 03 Jul 25 by WYSPECIAL	Replies:3 :257	Latest by WYSPECIAL 03 Jul 25
D81 form Good afternoon I have been separated from my wife since 2016. We have long since financially separated by at least 5 years without any issues. 02 Jul 25, by Ambient99 Latest 02 Jul 25 by rubytuesday	Replies:5 :373	Latest by rubytuesday 02 Jul 25
Supreme Court finds sharing principle does not apply to non-matrimonial property 02 Jul 25, by rubytuesday	Replies:0 :365
Police pension Hi just starting the financial process and have asked husbands pension provider for CETV. They said that my solicitor has to request it. Im not having a sol ... 01 Jul 25, by Terri69 Latest 02 Jul 25 by WYSPECIAL	Replies:1 :263	Latest by WYSPECIAL 02 Jul 25

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