Police pension

Hi

Just wondered if anyone could help me with this query as part of the settlement I have 25% of my ex husbands police pension the problem is on the court order it states that if I remarry or he dies that I am no longer entitled to the pension however I have spoken a few people say that they have divorced police or ex services and don't have this in their court order. My ex husband was always a control freak just wondering if I can do anything about this. I am not saying that I would remarry but would just like to know if this is something that his solicitor and Ex made sure was in the court order as a lasting reminder of control over me.


Many thanks in advance
Jules 68

When was the order made?

How old are you both?

Was it a Consent Order... by agreement rather than one imposed by the courts? Were you advised by a solicitor?

It sounds like it is some sort of attachment order and not a pension sharing order. With a PSO you would have a pension in your own right.

Pension sharing has been a thing for about 20 years.

It may be possible to go back to court and seek a variation. You would need legal advice from someone who has been able to study the order in detail.

Hadenoughnow

Hi Hadenoughnow

Thank you so much for quick response ...it was made 2 years ago im 49 and ex is 51.my solicitor was not the most helpful and i wasnt made aware that this was part of the pensionsharing order it was only when I took it out and read it that I started to query it .
Okay that s what i will do then I will speak to solicitor.


Many thanks

Jules68

Hmm. If it is that recent, it should be a pension share. This would mean you get a pension in your own right with 25% of the fund. The PSO would need to be sent to the trustees.

You wouldn't automatically be entitled to any benefits from his residual pension if he died because you aren't married. I imagine you could still be named as a beneficial but that would be withdrawn if you remarry.

I think a good look at the wording is needed! You can post the exact wording here if you wish.

If it is a consent order, it is a worry that you've agreed to something you don't understand .

Hi Hadenoughnow

Thank you so much for the information ..I hope its something that I can get sorted. heres the exact wording as on the Pension Sharing

I am writing to inform you that we have implemented the Pension Sharing Order in relation to your former spouse's pension rights held in the Police Pension Scheme, and can provide details of the benefits you are entitled to receive.

The Pension sharing order takes affect from the 18th Oct 2015 (transfer Date ) and the cash equivalent transfer (CETV) of your former spouse's pension rights then calculated in accordance with the relevant legislation was £205,561.87.

The Court Order has awarded you 25% of the CETV which amounts £51390.47.

Annual pension of £3815.18

The benefits that have been awarded are personal benefits and they will take the form of an annual pension at retirement. There is no provision for a contingent spouse's pension if you were o remarry and predecease your new spouse. Nor would any children's benefits be payable upon your death.

then it just says that I will get pension on my 60th Birthday.



If you could you look into the wording I would be grateful

Kind regards

Jules68

That clears it up. You have a pension sharing order. It has given you your own fund within the scheme. This fund is only for your benefit. It doesn't come with any of the extras such as spouse's benefit. This means that if you remarry and then due, your spouse wouldn't get a widow'a pension.

The normal retirement age is 60 and you will get £3815 a year. You may be able to take this earlier (from 55) but you would get a lower annual amount. The trustees of the scheme would give you more information.

It isn't clear if you would get a lump sum on retirement (this would reduce you payments). Again this is something the trustees could tell you.

You should be getting a regular pension statement. If you aren't, contact the trustees to ask for one.

Hadenoughnow

Hi Hadenoughnow

Thank you so much for the information so in a nut shell i could still remarry ...the pension is just for me .


Thanks again
Jules68