The UK's largest and most visited divorce site.
Modern, convenient and affordable services.

We've helped over 1 million people since 2007.

 
Click this button for details of our
email, phone nbr and free consultations.
 

Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?
Subject Replies / Latest
PENSIONS EXPERTS NEEDED!
My divorce seems to be dominated by pensions, I find it very complex & need some advice please

BACKGROUND
Just had my FDA, it was a 10 year mar ...
13 Dec 20, by Chevette
Latest 02 Jan 21 by hadenoughnow
Replies:1
:673
Latest by hadenoughnow
02 Jan 21
Retired firefighter pension advice
I am just starting divorce against husband of 37 yrs. He is retired firefighter of 10 years. We have always lived on his monthly pension & savings as I have ...
08 Dec 20, by Fearoftheunknown
Latest 11 Dec 20 by hadenoughnow
Replies:3
:627
Latest by hadenoughnow
11 Dec 20
Instructing pensions expert re offset calcs
My ex and I each have a public sector defined benefits pension - mine has a CE value 271,000 which is just under half his, due to part time hours for 20 years s ...
30 Nov 20, by ATMSPC
Latest 05 Dec 20 by wikivorce team
Replies:1
:706
Latest by wikivorce team
05 Dec 20
Am i required by law to get a CETV
My solicitor has advised me that the judge will not look at an application until he has seen all financial disclosure and that includes pensions even if we do n ...
12 Dec 08, by LilT2009
Latest 05 Dec 20 by hadenoughnow
Replies:9
:3280
Latest by hadenoughnow
05 Dec 20
Suspected lies on D81 form
Is there anything I can do to raise a suspected lie on a D81 form. It’s a pension value and it looks vastly under stated less than 50k pot for final salary pe ...
27 Oct 20, by Adgjl
Latest 05 Dec 20 by hadenoughnow
Replies:8
:2085
Latest by hadenoughnow
05 Dec 20
Advice please..new here
Hello, I am just about to start divorce proceedings. I was with my husband for 19 years, married for 17 years. He was in the police for 30 years and retired 10 ...
04 Dec 20, by Rosey131
Latest 05 Dec 20 by hadenoughnow
Replies:1
:571
Latest by hadenoughnow
05 Dec 20
Transfer
My decree absolute was 18th august and a 50% split pension sharing order made in my favour. Unbeknown to me i had to contact my pension provider and ask for the ...
22 Nov 20, by Janwyn60
Latest 23 Nov 20 by Janwyn60
Replies:2
:735
Latest by Janwyn60
23 Nov 20
Pension / equity %split advice
We are in the middle of trying to sort our financial agreement. Married 2& years, 3 daughters all know their twenties who live with me still. Ex husband liv ...
17 Nov 20, by Surflife
Latest 17 Nov 20 by Surflife
Replies:2
:1121
Latest by Surflife
17 Nov 20
Ring Fencing pension
Hi all
New to here today and looking for a fair outcome to my divorce(I understand Fair doesn’t mean equal)
Here’s my history :23 marriage I’m 56y ...
12 Nov 20, by TAB03
Latest 16 Nov 20 by MarcusFox
Replies:11
:2259
Latest by MarcusFox
16 Nov 20
Pension / equity split help
We are in the middle of trying to sort our financial agreement. Married 2& years, 3 daughters all know their twenties who live with me still. Ex husband liv ...
15 Nov 20, by Surflife
Replies:0
:660

Teacher pensions CETV
I'm just posting this for information. When I started this process I had no idea of how much an actuary would consider the CETV of my teacher pension to be unde ...
28 Sep 20, by MarcusFox
Latest 30 Oct 20 by fresh start
Replies:9
:2023
Latest by fresh start
30 Oct 20
Police Pension
Having met my wife to be in 2004 I retired in 2006 at age 56 ,having served 16 years as a Constable.As I was only with my wife for 16 years altogether is she en ...
08 Sep 20, by doneforchuck
Latest 29 Oct 20 by MB41
Replies:4
:994
Latest by MB41
29 Oct 20
E form - Pensions
Hi - I'm trying to fill in form E - financial statement and I am unsure what to put on page 12, (2) Financial Details. It askes about pensions. I don't h ...
27 Oct 20, by vickyd
Latest 28 Oct 20 by vickyd
Replies:2
:626
Latest by vickyd
28 Oct 20
Pension sharing order
I have a pension sharing order and was wondering if I could amend it as my ex clearly doesn't need the money as he has more coming in than me, I'd like to have ...
25 Oct 20, by 49amanda
Latest 26 Oct 20 by WYSPECIAL
Replies:3
:736
Latest by WYSPECIAL
26 Oct 20
How much pension will I lose?
Hi Folks
I would appreciate any thoughts, comments or ideas about my situation which I outline below.
Me: Husband aged 63
Wife aged 51
Married 8 ...
16 Oct 20, by Ladadad
Latest 20 Oct 20 by Hatton1
Replies:5
:1043
Latest by Hatton1
20 Oct 20
Pension sharing order - Is part of the wording in top left corner crossed out?
Can anyone tell me if part of the wording is crossed off on your order, top left corner?

My Pension Management Firm have refused the Pension Sharing Or ...
20 Oct 20, by Morph2
Replies:0
:411

Form E - financial details
Self repping - help!

2:15 Financial details Part 6 - net income
Would pension deductions through your wages be included ie. deducted along with inc ...
14 Oct 20, by Moorield
Latest 17 Oct 20 by hadenoughnow
Replies:1
:500
Latest by hadenoughnow
17 Oct 20
How long to carry out a pension sharing order?
Hi

Recently divorced - decree absolute issued a couple of months ago - and there is a pension sharing order to the benefit of my ex. Have heard nothing ...
25 Jun 09, by somebody
Latest 09 Oct 20 by mirage63
Replies:6
:1738
Latest by mirage63
09 Oct 20
Offsetting
I cant find anything recent on here about offsetting a pension for house equity.
His solicitors replied saying we have been advised to let you know (not wor ...
26 Oct 19, by Selfrepping
Latest 28 Sep 20 by MarcusFox
Replies:13
:1925
Latest by MarcusFox
28 Sep 20
Pension sharing order admin fees
at court a pension sharing order was granted.
I sent off the paperwork to the relevant company and later received an invoice for the administration fee tha ...
23 Sep 20, by Pensionshareorder
Replies:0
:654

What is she entitled to from my pensions?
Hi.

I intend to divorce my wife.

I am 62 years old. I am unable to work as I am registered disabled.

I am in receipt of a military pe ...
31 Aug 20, by 220e
Latest 14 Sep 20 by 220e
Replies:17
:2217
Latest by 220e
14 Sep 20
Pension sharing order made
2nd Sept I finally got my decree absolute after 2 years of the ex dragging his heels. 50% split which I expected. Solicitors are now waiting for the consent ord ...
10 Sep 20, by Janwyn60
Latest 12 Sep 20 by Janwyn60
Replies:2
:805
Latest by Janwyn60
12 Sep 20
NHS CETV v Hypothetical Annuity Cost
I have just applied for a NHS CETV but it takes quite a while and I have read via various sources that NHS CETV values are typically undervalued anyway and that ...
08 Sep 20, by Missinglink
Latest 11 Sep 20 by hadenoughnow
Replies:1
:1818
Latest by hadenoughnow
11 Sep 20
Pension share
I am divorcing after a 26 year marriage and my husband is 12 years older than me. My problem is that he is refusing to share any of his pension which he built u ...
12 Dec 19, by Paulav
Latest 09 Sep 20 by Peebee121
Replies:11
:1584
Latest by Peebee121
09 Sep 20
Pension share
I have been awarded a share of my ex’s company pension and the implementation period started three months ago. I know the company have four months to complete ...
04 Sep 20, by Peebee121
Replies:0
:427

Pension and Disability
Hi,
Is PIP for a disability considered as part of income in a financial settlement, in the same way that salary is considered in a financial settlement.
...
03 May 20, by CurleyBloke
Latest 31 Aug 20 by 220e
Replies:1
:639
Latest by 220e
31 Aug 20
Pension Sharing Annex Costs
Hello,

I have recently been divorced and have been looking at the pension sharing annexes for my pensions. None of the annexes direct how the costs are ...
27 Aug 20, by Dr.Dolittle
Latest 31 Aug 20 by Dr.Dolittle
Replies:2
:627
Latest by Dr.Dolittle
31 Aug 20
Missed liberty to restore date
Hi, I recently had a solicitor file a consent order for me and it was rejected by the court. They stated that this was relating to an order from 2017 with " ...
21 Aug 20, by jonescjones
Replies:0
:438

Pre-marriage pension treated as zero growth!
Pension sharing is about the final thing to be agreed in my financial settlement. After a lot of nonsense from my Ex trying to factor in an add-back, the sugges ...
20 Aug 20, by mic1000
Latest 21 Aug 20 by mic1000
Replies:2
:621
Latest by mic1000
21 Aug 20
CETV
Hi
Any thoughts on this one would be appreciated.
My partner is a Director and saying that there is no need for them to apply for a CETV because their C ...
05 Aug 20, by Question100
Latest 08 Aug 20 by hadenoughnow
Replies:1
:615
Latest by hadenoughnow
08 Aug 20
Pensions v House Equity
I'm looking for some advice or guidance. I'm based on Scotland and currently pursuing a divorce against my wife. I'm aged 41 and she is 38. We have one son ( ...
05 Aug 20, by cerberus
Latest 08 Aug 20 by hadenoughnow
Replies:7
:1837
Latest by hadenoughnow
08 Aug 20
Pension query
I'm looking for some advice. Currently going through a divorce. I'm based in Scotland and have a defined benefit pension scheme - which i started about 9 year ...
05 Aug 20, by cerberus
Replies:0
:525

Revalued CETV
With apologies for the long post, just wondered if any pensions experts could advise....

I was awarded a pension share of ex husband's civil service pe ...
23 Jul 20, by Freshstart2017
Latest 27 Jul 20 by Freshstart2017
Replies:2
:634
Latest by Freshstart2017
27 Jul 20
Seperation, Police Pension in payment
Hi, I am currently separating from my Husband after 33 years of marriage, he is 53 I am 58, he retired from the Police Jan 2019, lump sum of 140,000 of which no ...
23 Jul 20, by Bebo
Latest 26 Jul 20 by WYSPECIAL
Replies:5
:662
Latest by WYSPECIAL
26 Jul 20
Treatment of pensions on divorce
In July 2019, the Pensions Advisory Group (PAG) published its essential guide to the treatment of pensions on divorce. The report is available on the Nuffield F ...
23 Jul 20, by rubytuesday
Replies:0
:766

Pension vs House Equity
Hi everyone,

I've searched around and I can't seem to find any basic guidelines on how to come to an agreement over pension vs house equity in my divor ...
08 Jul 20, by divorcehell123
Latest 10 Jul 20 by WYSPECIAL
Replies:6
:897
Latest by WYSPECIAL
10 Jul 20
Cost of CETV
My ex has not included a CETV for his pension in his Form E. The reason given for not producing it is because there is a fee attached. Should I offer to pay hal ...
29 Jun 20, by Ersuf
Latest 30 Jun 20 by Ersuf
Replies:3
:823
Latest by Ersuf
30 Jun 20
CETV Offsetting
Just found out that my exs CETV Value is worth £284,078. As I have no pension and do not work at present I was hoping I could offset this against the f ...
04 May 10, by redwine47
Latest 27 Jun 20 by MarcusFox
Replies:12
:1718
Latest by MarcusFox
27 Jun 20
Pension order
Dear Sir/Madam,

I had my financial order in July 2019.

I should give the share of house and he should transfer some of his pension to me.
...
19 Jun 20, by divorce2373
Latest 27 Jun 20 by hadenoughnow
Replies:1
:715
Latest by hadenoughnow
27 Jun 20
CETV offsetting
I have a teacher's pension and my husband has no pension. My husband wants half the cash value of my pension for the years of our marriage. (Married since '91.) ...
23 Jun 20, by Greenfinch
Latest 26 Jun 20 by hadenoughnow
Replies:5
:793
Latest by hadenoughnow
26 Jun 20

Do you need help sorting out a fair financial settlement?

Our consultant service offers expert advice and support to help you reach agreement on a fair financial settlement quickly, and for less than a quarter of the cost of using a traditional high street solicitor.

 

We can help you to get a fair financial settlement.

Negotiate a fair deal from £299

Helping you negotiate a fair financial settlement with your spouse (or their solicitor) without going to court.


Financial Mediation from £399

Financial mediation is a convenient and inexpensive way to agree on a fair financial settlement.


Consent Orders from £950

This legally binding agreement defines how assets (e.g. properties and pensions) are to be divided.


Court Support from £299

Support for people who have to go to court to get a fair divorce financial settlement without a solicitor.