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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?

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Subject	Replies /	Latest
Pension Wise Declaration Hi Received a form from ex husbands pension provider re the transfering of his pension to my scheme. It asks of me - Are you transferring to ac ... 07 Jan 23, by Ceejayjay1 Latest 12 Jan 23 by Ceejayjay1	Replies:5 :523	Latest by Ceejayjay1 12 Jan 23
sharing and offsetting pensions My husband and I both have final salary pension schemes, investments held within an ISA and other investments / savings held outside an ISA. My husband also has ... 12 Dec 22, by elw2007 Latest 15 Dec 22 by WYSPECIAL	Replies:1 :633	Latest by WYSPECIAL 15 Dec 22
Ex not complying with lump sum order The lump sum that my ex has now from his pension needs to be split. We mutually agreed this and is written into the consent order. What action do I now take ... 10 Nov 22, by Donna5dcp Latest 25 Nov 22 by hadenoughnow	Replies:1 :635	Latest by hadenoughnow 25 Nov 22
undisclosed pensions Hello and thank you in advance for replies My husband and I have exchanged form e's and he has only disclosed one pension, I am certain there is anothe ... 23 Nov 22, by Orla9	Replies:0 :508
Pension help Hi not sure where to start. But basically was hoping to sort through mediation but husband won't. He's applied to court for the financial order. I've no idea wh ... 12 Nov 22, by Festival_girl Latest 15 Nov 22 by Festival_girl 1 2	Replies:8 :1246	Latest by Festival_girl 15 Nov 22
Is an Actuary needed if pension is in payment Divorce proceedings up to Conditional Order Stage Marr 38 yrs Police Pension in payment for 15 years Ex refusing to give details of CETV ... 25 Sep 22, by mrs teapot Latest 07 Oct 22 by mrs teapot	Replies:2 :545	Latest by mrs teapot 07 Oct 22
is CETV a fair valuation if both parties are retired My STBX and I are separated and just starting discussions to split our finances. We both have final salary pensions and are both retired. He says a CETV is a fa ... 10 Sep 22, by elw2007 Latest 23 Sep 22 by elw2007	Replies:4 :679	Latest by elw2007 23 Sep 22
Splitting defined benefit and contribution pensions in divorce Currently getting divorced, where I have a defined contribution pension and wife has final salary pension with CETV. Based on This my wife says that some my pen ... 22 Sep 22, by Sam9991234 Latest 22 Sep 22 by hadenoughnow	Replies:1 :742	Latest by hadenoughnow 22 Sep 22
pension sharing order Dear Sirs This is urgent I have my FDR tomorrow. I am unsure whether lumpsum is better or pension sharing orders? Partie ... 13 Sep 22, by mm	Replies:0 :489
Ever A Time Pension 100/0 ? Is there ever a time pensions are left alone? I have £40,000, approx £25,000 during marriage. My wife could have had a pension set up but chose not to until e ... 09 Sep 22, by MPoker Latest 11 Sep 22 by hadenoughnow	Replies:1 :561	Latest by hadenoughnow 11 Sep 22
Pension Share to Children This is my first post, so nice to meet you! I'm now just waiting for the Decree Nisi which should be here any week following a rather long wait, and we ... 22 Aug 22, by bluegemini	Replies:0 :311
Pension sharing order amendment Hi. No matter how we did it, we made a major mistake in our pension sharing order and seek to rectify it. My ex has lived long term overseas since we separated ... 05 Aug 22, by LindenB Latest 08 Aug 22 by LindenB	Replies:2 :574	Latest by LindenB 08 Aug 22
Teachers Pension offsetting - actuary worth it? Hopefully someone can shed some light. Facts: - My STBX (51) has a teacher's pension with a CETV calculation of £170,000 with 16yrs service. - ... 27 Jul 22, by Time4Action Latest 03 Aug 22 by hadenoughnow	Replies:5 :1256	Latest by hadenoughnow 03 Aug 22
CEV value other side want to appoint SJE I am embroiled in the middle of financial remediation where assets were looking pretty evenly split, until my Private Pension CETV came back with a very ... 26 Jul 22, by Faraway Latest 26 Jul 22 by hadenoughnow	Replies:1 :415	Latest by hadenoughnow 26 Jul 22
Joint Actuarial Pensions Report Query 10 year marriage, no kids, both working.Both have pensions, mine larger. I have had my fda, my Stbx's side managed to argue for a joint actuarial pensions r ... 04 Jan 21, by Chevette Latest 26 Jul 22 by Irungu	Replies:4 :1140	Latest by Irungu 26 Jul 22
SJE PENSIONS REPORT Hello, We were instructed to get our pensions valued at FDR -MAY 2021.I am ok with the report especially as the Actuarist has responded to our question ... 24 Jul 22, by Irungu	Replies:0 :534
Pension Sharing Order Good morning all, I have been divorced for 12 years now and at the time of court agreements it was agreed that a pension sharing order would be implemented on m ... 12 Jul 22, by hodgegraham Latest 19 Jul 22 by hadenoughnow	Replies:1 :563	Latest by hadenoughnow 19 Jul 22
Pension agreement without judge Hi, can two parties agree, that ex wife will not take anything from ex husbands pension? Or is it always court that decides on pension? They agreed on money she ... 14 Jul 22, by Paul58 Latest 17 Jul 22 by hadenoughnow	Replies:4 :760	Latest by hadenoughnow 17 Jul 22
Pension expressed at percentage and "shortfall" Hi, I have recently completed my divorce and a pension sharing agreement was included in the financial settlement. The pension sharing agreement was expressed a ... 27 Jun 22, by btndivorce Latest 02 Jul 22 by hadenoughnow	Replies:3 :514	Latest by hadenoughnow 02 Jul 22
Outside of marriage Hi, Is a pension taken into account in a divorce asset split if the pension existed many years ago before the relationship and marriage? And if so ... 22 Jun 22, by seabz Latest 26 Jun 22 by WYSPECIAL	Replies:1 :514	Latest by WYSPECIAL 26 Jun 22
SJE PENSION REPORT Hello, We have received the SJE pension report but my STBx keeps asking irrelevant questions that were not included in the instructions issued at FD.In ... 09 Jun 22, by Irungu Latest 11 Jun 22 by hadenoughnow	Replies:1 :590	Latest by hadenoughnow 11 Jun 22
Pension share order not happening Good morning I am helping support my friend during and after his divorce; he has received his cash share of the former marital home, but the pension ... 06 Jun 22, by Alaska1954 Latest 09 Jun 22 by Alaska1954	Replies:2 :540	Latest by Alaska1954 09 Jun 22
Unravelling the pension actuarist report Hello, I have received the SJE pensions report as instructed by the court.Just a quick query planning for pure offsetting and wondering if the court discoun ... 19 May 22, by Irungu	Replies:0 :524
Splitting Pensions My ex and I have decided to split our pensions 50/50.He has 3 worth £ 244,104 £44,498 and £28,226.I have two £27,078 and £4,619.Could someone tell me how m ... 09 May 22, by Reborn2020 Latest 18 May 22 by Reborn2020 1 2	Replies:7 :1393	Latest by Reborn2020 18 May 22
Clarifying pension actuarial report Hello, We have finally received the SJE pensions report.Which figures should I be concentrating on ?Does the court routinely adjust offsetting figure ... 15 May 22, by Pmuhia	Replies:0 :429
Teachers pension vs Railway pension Hello, after a bit of advice please. Marriage of 15 years, W Teachers pension CETV of 250k plus private pension of 16k. H Railway Pension CETV of 394k. W ... 08 Feb 22, by Shonalee Latest 14 Apr 22 by Shonalee 1 2	Replies:10 :1463	Latest by Shonalee 14 Apr 22
Help needed with basic offsetting Hi all, Hopefully a quick and easy question.... My pension - £77k His pension - £140k House equity - £200k To offset ... 11 Apr 22, by Wealdenlady Latest 13 Apr 22 by Wealdenlady	Replies:3 :662	Latest by Wealdenlady 13 Apr 22
PENSION ACTUARIST Hello, We have final hearing dates in Aug 2022.My stbx UNICEF pension refuses to provide the pension information directly to the appointed pension actu ... 08 Mar 22, by Irungu	Replies:0 :719
NHS CETV Hi All, Ive divorced from my wife who works for the NHS, how does the CETV work and what would be a fair entitlement? we are married for 9 yea ... 25 Feb 22, by jt1986 Latest 26 Feb 22 by hadenoughnow	Replies:1 :721	Latest by hadenoughnow 26 Feb 22
variation to discharge SM Hi, I hope someone could give me some feedback please. I have a consent order with spousal maintenance on a joint lives basis. I have a pension share ... 27 Jan 22, by dignus	Replies:0 :355
How do you make pensions equal Hi all how do you share pensions equally? W decent railway pension £140k H RAF pension £66k and local pension £7k Difference is £6 ... 16 Jan 22, by Chiefwiggams Latest 25 Jan 22 by hadenoughnow	Replies:5 :778	Latest by hadenoughnow 25 Jan 22
Division of pensions What are your thoughts on sharing one main pension instead of 5 individual ones? Add all pension value together and split a large final salary pension according ... 23 Jan 22, by Reborn2020 Latest 23 Jan 22 by hadenoughnow	Replies:1 :509	Latest by hadenoughnow 23 Jan 22
After Absolute pension sharing So been climbing out of this hole for nearly 5 years and maybe the final part is coming up, as despite agreeing to her settlement for over a year after the abso ... 13 Dec 21, by Limpy Latest 15 Dec 21 by seeingawaythrough	Replies:6 :971	Latest by seeingawaythrough 15 Dec 21
LONGEVITY ASSESSMENT Hello, My STBx is insisting on completing a longevity assessment citing family history of heart disease while he's fit and well.How does this affect pe ... 02 Dec 21, by Irungu Latest 03 Dec 21 by Irungu	Replies:2 :535	Latest by Irungu 03 Dec 21
Adjusting pensions figures -taxation & utility Hello, I am in the process of responding to the actuarist with regards to whether he should adjust our figures considering I am a higher tax payer so c ... 02 Dec 21, by Irungu Latest 02 Dec 21 by Irungu	Replies:2 :391	Latest by Irungu 02 Dec 21
PENSIONS -LETTER OF INSTRUCTIONS Hello, Finally we have managed to agree on the SJE for pensions actuarial valuation for STBx -Overseas UN defined benefit pension and my NHS pension which I ... 29 Nov 21, by Irungu Latest 29 Nov 21 by seeingawaythrough	Replies:1 :647	Latest by seeingawaythrough 29 Nov 21
Pensions vs Student Debt My husband and I are going through an amicable separation. The plan is to apply for a divorce after April 2022 through the new no-fault divorce option. We ha ... 24 Oct 21, by kookychick82 Latest 28 Nov 21 by WYSPECIAL	Replies:2 :716	Latest by WYSPECIAL 28 Nov 21
pension report Dear Sir/Madam, There is a court order for carrying out an actuarial pension report in order to decide the exact value during the marriage, my ex p ... 24 Nov 21, by divorce2373 Latest 25 Nov 21 by WYSPECIAL	Replies:1 :495	Latest by WYSPECIAL 25 Nov 21
CETV - for dummies I hadn't heard the term CETV until recently, i understand what it is (i think!) but is there a very rough guide to what it may equate to? if no public sector or ... 11 Nov 21, by debs78derby Latest 19 Nov 21 by debs78derby	Replies:2 :738	Latest by debs78derby 19 Nov 21
Can a judge overturn pension agreement? Hi there i am advancing in years as is my husband and we are thinking of going our separate ways. he loves our house and i dont want to force a sale, an ... 13 Nov 21, by Pam123 Latest 14 Nov 21 by Pam123	Replies:2 :729	Latest by Pam123 14 Nov 21

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