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Read our latest Financial Settlements guide (2021)

What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Financial 30.2k topics

Discuss financial aspects of divorce including ancillary relief, spousal maintenance, child support, property transfer and pension sharing.
Category		Latest
	Ancillary Relief 5721 topics Discuss all aspects of Ancillary Relief: when and how to apply, and the various stages of the court process from disclosure through to a final hearing.	Re: Short Marriage of Few Weeks by Curious7 11 Sep 25
	Divorce calculator 1302 topics Discuss the Wikivorce divorce calculator. What did you think of the estimate it gave? How do you interpret the output? How accurate is the calculator?	Re: Help with a complicated scenar ... by Chris82 05 Sep 25
	Property and Mortgages 8945 topics Discuss the impact of divorce on property and mortgages. How will the house be divided? Does your ex have to keep up with the mortgage payments?	Re: Divorced but still have joint ... by WYSPECIAL 05 Sep 25
	Maintenance 3329 topics Discuss child and spousal maintenance. How much child support are you entitled to? What determines whether you will receive/pay spousal maintenance?	Re: Spousal Maintenance by DestroyedInDivorce 03 Jun 25
	Pensions 2382 topics Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?	Re: Pension advice in divorce by WYSPECIAL 05 Aug 25
	Debt and Bankruptcy 837 topics Discuss debt and bankruptcy in divorce. How does it affect the Ancillary Relief settlement if me or my ex go bankrupt or enter an IVA during divorce?	Re: Clearing debts after seperatio ... by yammy87 15 Apr 24
	Benefits 456 topics Discussion on state benefits during and after divorce. What benefits am I entitled to? Will my benefits be affected by the maintenance I receive?	Re: High Income Child Benefit Tax ... by PortisheadDad 12 May 25
	Legal Aid 426 topics Discuss Legal Aid. Will you qualify? How do you claim? When and how do you pay the money back?	Re: When does it stop by Djsmith 03 Oct 24

Subject	Replies /	Latest
Bank Statement Disclosure I have recently begun mediation and I have been asked to provide bank statements for the past 12 months. Although I'm generally fine with this, there are a smal ... 20 Oct 23, by TrialRun	Replies:0 :294
d81 help or examples does any one have an example simple d81 to share based on a short marriage no child...order to cut all ties if both in agreement to leave even with une ... 14 Oct 23, by Stee4n Latest 17 Oct 23 by rubytuesday	Replies:1 :276	Latest by rubytuesday 17 Oct 23
privacy in divorce I am trying to reach a financial settlement with my wife without involving expensive lawyers until the end (i.e. when we have a settlement agreed mutually betwe ... 30 Sep 23, by laconic Latest 30 Sep 23 by hadenoughnow	Replies:1 :280	Latest by hadenoughnow 30 Sep 23
Company Valuation Hi, to date in our divorce we have not valued my wifes companies, she says they are worth nothing, but has just submitted her micro accounts which I ha ... 20 Sep 23, by rrobby12 Latest 20 Sep 23 by Rickoshea	Replies:2 :351	Latest by Rickoshea 20 Sep 23
Company Valuation Hi, to date in our divorce we have not valued my wifes companies, she says they are worth nothing, but has just submitted her micro accounts which I ha ... 20 Sep 23, by rrobby12	Replies:0 :277
Short marriage, no children.. Need Help Hey all, I’ll let you know the situation briefly: Marriage ended after 19 months - started the divorce application. Cohabitated around 17 months. No child ... 14 Sep 23, by Timg258 Latest 16 Sep 23 by Timg258	Replies:4 :408	Latest by Timg258 16 Sep 23
Clean break divorce - advice please ? I'm in the final stages of the divorce process - waiting to apply for a final order on the 11th October. My husband and I have decided to split the p ... 12 Sep 23, by Whatapickle	Replies:0 :2
Questionnaire - Form E Hi there, Ex has sent her Form E. There are are missing payslips, missing statements between certain periods, calculations (outgoing) are calculated incor ... 24 Aug 23, by Mann9898 Latest 27 Aug 23 by hadenoughnow	Replies:3 :1433	Latest by hadenoughnow 27 Aug 23
post separation valuations Hi I'm a LIP trying to get through settling finances with an ex who's non responsive. Ex's solicitor advises they have no instruction to respond to me. ... 25 Aug 23, by sensationoffumbling Latest 26 Aug 23 by WYSPECIAL	Replies:1 :330	Latest by WYSPECIAL 26 Aug 23
Final Hearing FH was expected to just to review/bless consent order, but at last minute, Respondent did not submit d81 as part of long-standing strategy to delay proceedings, ... 23 Aug 23, by 19marmero47 Latest 23 Aug 23 by hadenoughnow	Replies:1 :297	Latest by hadenoughnow 23 Aug 23
Difficulty with Form E Exchange Hi everyone. I have submitted my Form E bundle to the court - the deadline is this coming Monday, but my ex has not yet done this I have a non-molestation o ... 16 Aug 23, by Jibjab Latest 19 Aug 23 by TrialRun	Replies:1 :289	Latest by TrialRun 19 Aug 23
Bundle for Final Hearing URGENT - My ex's solicitor has put together the bundle for our final hearing. In my S25 statement he has inserted typed responses to my statements. He is planni ... 15 Aug 23, by JUMARTAY Latest 15 Aug 23 by hadenoughnow	Replies:1 :343	Latest by hadenoughnow 15 Aug 23
Bundle for Final Hearing URGENT - My ex's solicitor has put together the bundle for our final hearing. In my S25 statement he has inserted typed responses to my statements. He is plan ... 15 Aug 23, by JUMARTAY	Replies:0 :243
1st Hearing ineffective Hi there, Yesterday was first hearing in financial settlement, ex had not complied with the court order in terms of Form E exchange in July, and ES1/ES2 a ... 08 Aug 23, by Mann9898 Latest 09 Aug 23 by .Charles	Replies:1 :314	Latest by .Charles 09 Aug 23
Spouse forcing final hearing Hi All, ... 09 Jul 23, by Getmeoutofthisnightmare Latest 07 Aug 23 by Getmeoutofthisnightmare	Replies:5 :688	Latest by Getmeoutofthisnightmare 07 Aug 23
No Ex at Final Hearing. Please help Hi This is where I am currently at, ex has refused to provide Form E and documents to myself or court. I have submitted mine to court. Ex would not respon ... 28 Jul 23, by Diadora8t6 Latest 30 Jul 23 by hadenoughnow	Replies:3 :555	Latest by hadenoughnow 30 Jul 23
Global Maintenance - help me! Hello all So i'm new on here but still suffering the blow of a GMO, divorced over 7 years now, in short there was only about £1.2m in the pot of which ... 18 Jul 23, by Captain Jack Latest 24 Jul 23 by hadenoughnow	Replies:3 :283	Latest by hadenoughnow 24 Jul 23
Fixed Deposits - which value to use? Dear all Marital pot has significant fixed deposits paying significant rolled up interest (much higher rate than the UK as they are overseas). Do you t ... 12 Jul 23, by bettydidabooboo Latest 13 Jul 23 by WYSPECIAL	Replies:1 :294	Latest by WYSPECIAL 13 Jul 23
Responding to D11 application I am being taken to court next week for a hearing regarding a D11 application by my ex-wife, further to the final hearing at our financial divorce dispute end o ... 13 Jul 23, by cassfowler	Replies:0 :992
Implications of accepting Final Order before applying for Consent / Clean Break TL;Dr; Joint application. England. My STBX applied for a final order today before sorting out the Consent Order. Is it possible to get a financial clean break o ... 04 Jul 23, by DivorceFAQs Latest 08 Jul 23 by DivorceFAQs	Replies:2 :2139	Latest by DivorceFAQs 08 Jul 23
I live in the UK, my STBXW in France Hi, my wife asked for a divorce earlier this year while we were both living in France. I reluctantly agreed (she was unfaithful to me) to move back to the UK wh ... 22 Jun 23, by mjb8126 Latest 26 Jun 23 by hadenoughnow	Replies:1 :325	Latest by hadenoughnow 26 Jun 23
Form E Hello, I need some advice please. Thank you. We have exchanged Form E last month based on my old job/income, through the court order which was first ... 24 Jun 23, by Fred_John_Freeman Latest 25 Jun 23 by Brookes	Replies:2 :427	Latest by Brookes 25 Jun 23
Consent Order waiting time approval by Judge Hi all, I almost nearing the end of my divorce. Me and my ex husband signed 17 Jun 23, by vic219 Latest 19 Jun 23 by rubytuesday	Replies:1 :964	Latest by rubytuesday 19 Jun 23
Is Cash in Hand Counted as Salary I earn a modest salary and my partner is officially on about 25% of my salary. However, she earns a further £18,000 a year in cash by cleaning, selling on eBay ... 16 Jun 23, by ees3dc Latest 18 Jun 23 by ees3dc	Replies:4 :520	Latest by ees3dc 18 Jun 23
Advice Please Met June 2008 Husband was in rented accommodation. Husband moves into wifes property the end of 2008. (Now B2L No 2) Wife had her name on the deeds ... 29 May 23, by Zero Latest 07 Jun 23 by Zero	Replies:4 :400	Latest by Zero 07 Jun 23
Decree Absolute but ex wants money Afternoon All Don't know if mine is unusual but would love to get advice from the knowledge base on here....... Sold marital home 18 months ... 01 Jun 23, by CheshireMan Latest 05 Jun 23 by CheshireMan	Replies:6 :344	Latest by CheshireMan 05 Jun 23
No exchange of Form E, now what? I submitted my Form E to the court on the deadline, emailed ex to agree a date to exchange. I proposed a date 3 weeks from the date of my email because In all l ... 03 Jun 23, by Diadora8t6 Latest 05 Jun 23 by RBAN1	Replies:3 :1549	Latest by RBAN1 05 Jun 23
Dividends vs Directors Loan? Hi all, my ex partner appears to be trying to reposition the dividends she has paid herself for a number of years as a directors loan instead (she is t ... 09 May 23, by rrobby12 Latest 10 May 23 by Rickoshea	Replies:1 :518	Latest by Rickoshea 10 May 23
SJE Business Valuation Hi All, I hope someone can give me some advice. I am getting a divorce and have a minority shareholding in two Businesses. A SJE has been in ... 09 May 23, by johnh123	Replies:0 :308
Do I need representation? Hi allI have just received a date for the first hearing for financial settlement. My solicitor needs me to pay £3000 within the next 3 months. I asked for clar ... 28 Apr 23, by Diadora8t6 Latest 07 May 23 by Diadora8t6	Replies:4 :364	Latest by Diadora8t6 07 May 23
Ex in Dubai - Financial settlement Hi all , my ex moved to Dubai in 2016 . I now want to do the financial settlement but I have no idea where he works or lives . my sol ... 28 Apr 23, by Katieturbo Latest 04 May 23 by Katieturbo 1 2	Replies:10 :1223	Latest by Katieturbo 04 May 23
Do need mediation I wanted to find out do I need to have mediation before submitting the Form A1 , even though my wife will clearly not attend on the grounds that her solicitor ... 19 Apr 23, by Brazil70 Latest 01 May 23 by hadenoughnow	Replies:1 :253	Latest by hadenoughnow 01 May 23
Help - post First Hearing (Fin Settlement) Sorry to be obtuse.....my friend (husband in case) had first hearing in front of judge ref reaching a FS with his exwife. I suggested he try the calculator on t ... 29 Apr 23, by Mnh123 Latest 01 May 23 by hadenoughnow	Replies:1 :326	Latest by hadenoughnow 01 May 23
Sold property and financial disclosure . ... 24 Apr 23, by Divorce2023 Latest 26 Apr 23 by hadenoughnow	Replies:1 :432	Latest by hadenoughnow 26 Apr 23
Consent order approved. What would happen …..,,, Hi myself & my ex have a consent order stating family home to be sold & receive a 50/50 share of sale price after mortgage deducted. W ... 26 Apr 23, by Ceejayjay1 Latest 26 Apr 23 by hadenoughnow	Replies:1 :332	Latest by hadenoughnow 26 Apr 23
Financial settlement Over four weeks ago ,my solicitor has written to my wife solicitors with a financial settlement offer. I have since part company with my solicitor and o hav w ... 19 Apr 23, by Brazil70 Latest 20 Apr 23 by hadenoughnow	Replies:1 :407	Latest by hadenoughnow 20 Apr 23
Why this form My wife solicitors have suggested to settle our finances that , we complete a D18 form rather than a form E. Why might they suggest that form? We have no prop ... 20 Apr 23, by Brazil70 Latest 20 Apr 23 by .Charles	Replies:1 :457	Latest by .Charles 20 Apr 23
Do need mediation I wanted to find out do I need to have mediation before submitting the Form A1 , even though my wife will clearly not attend on the grounds that her solicitor f ... 19 Apr 23, by Brazil70 Latest 19 Apr 23 by rubytuesday	Replies:1 :316	Latest by rubytuesday 19 Apr 23
Separated, divorcing but still sharingthe same home. Income & Expenses ? Commenced divorce proceedings in late 2021 so assume this is the effective date of separation ? However, we've needed to live in the same home since t ... 07 Apr 23, by thetideishigh Latest 11 Apr 23 by thetideishigh	Replies:4 :573	Latest by thetideishigh 11 Apr 23
Imminent FDR Copied from Court Forum, as I’m not sure which forum is more appropriate Hello all, i’m new here and would appreciate any help. You all seem very ... 04 Apr 23, by Patiently_Seething Latest 07 Apr 23 by Patiently_Seething	Replies:4 :337	Latest by Patiently_Seething 07 Apr 23

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