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Read our latest Financial Settlements guide (2021)

What are we each entitled to in our divorce settlement?

What does the law say about how to split the house, how to share pensions and other assets, and how much maintenance is payable.

What steps can we take to reach a fair agreement?

The four basic steps to reaching an agreement on divorce finances are: disclosure, getting advice, negotiating and implementing a Consent Order.

What is a Consent Order and why do we need one?

A Consent Order is a legally binding document that finalises a divorcing couple's agreement on property, pensions and other assets.

Financial 30.2k topics

Discuss financial aspects of divorce including ancillary relief, spousal maintenance, child support, property transfer and pension sharing.
Category		Latest
	Ancillary Relief 5721 topics Discuss all aspects of Ancillary Relief: when and how to apply, and the various stages of the court process from disclosure through to a final hearing.	Re: Short Marriage of Few Weeks by Curious7 11 Sep 25
	Divorce calculator 1302 topics Discuss the Wikivorce divorce calculator. What did you think of the estimate it gave? How do you interpret the output? How accurate is the calculator?	Re: Help with a complicated scenar ... by Chris82 05 Sep 25
	Property and Mortgages 8945 topics Discuss the impact of divorce on property and mortgages. How will the house be divided? Does your ex have to keep up with the mortgage payments?	Re: Divorced but still have joint ... by WYSPECIAL 05 Sep 25
	Maintenance 3329 topics Discuss child and spousal maintenance. How much child support are you entitled to? What determines whether you will receive/pay spousal maintenance?	Re: Spousal Maintenance by DestroyedInDivorce 03 Jun 25
	Pensions 2382 topics Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?	Re: Pension advice in divorce by WYSPECIAL 05 Aug 25
	Debt and Bankruptcy 837 topics Discuss debt and bankruptcy in divorce. How does it affect the Ancillary Relief settlement if me or my ex go bankrupt or enter an IVA during divorce?	Re: Clearing debts after seperatio ... by yammy87 15 Apr 24
	Benefits 456 topics Discussion on state benefits during and after divorce. What benefits am I entitled to? Will my benefits be affected by the maintenance I receive?	Re: High Income Child Benefit Tax ... by PortisheadDad 12 May 25
	Legal Aid 426 topics Discuss Legal Aid. Will you qualify? How do you claim? When and how do you pay the money back?	Re: When does it stop by Djsmith 03 Oct 24

Subject	Replies /	Latest
Financial Final Hearing Cross examination I am having a 2-day final hearing soon. To help with my answers during cross-examinations, I am preparing my notes and answers for the questions I am expecting ... 21 Aug 22, by enm1sg-sandy Latest 22 Aug 22 by hadenoughnow	Replies:1 :425	Latest by hadenoughnow 22 Aug 22
re-marriage trap & financial settlement Hello everyone, I am 39 years old, my ex-wife is 36 years old We got married back in 2013, We have a 8 years old son together who is living wi ... 23 Jul 22, by zataak Latest 13 Aug 22 by hadenoughnow 1 2	Replies:8 :1628	Latest by hadenoughnow 13 Aug 22
Mesher Orders and Global Maintenance I had my FDR a few days ago, but unfortunately no agreement was reached. Judge was great, although did say that it was unlikely I'd be awarded the house and a ... 12 Aug 22, by Lime Latest 12 Aug 22 by Lime	Replies:1 :454	Latest by Lime 12 Aug 22
Potential Financial clean break problem. Hi all again. Can my ex wife go to court to get the financial clean break changed or delayed? Do I/ will I need to gently remind her via solic ... 10 Aug 22, by Carlsberg71 Latest 11 Aug 22 by .Charles	Replies:1 :396	Latest by .Charles 11 Aug 22
Trying to agree a fair financial settlement Hi, very new to this, and first post. I’m just looking for some advice, opinions, and general support. I’m interested to hear an unbiased opinion or view. 22 Jul 22, by Headislikemash Latest 03 Aug 22 by Headislikemash	Replies:4 :482	Latest by Headislikemash 03 Aug 22
Final hearing and the Judge Mostly The judge in the final hearing has to be different and should not have to be the same as in FDR. But in my case in FDR judge converted the FDR into D11 a ... 17 Jul 22, by enm1sg-sandy Latest 30 Jul 22 by hadenoughnow	Replies:1 :371	Latest by hadenoughnow 30 Jul 22
UPDATING DISCLOSURE Dear All, I am due to update my disclosure tomorrow prior to final hearing next month.Do I file and serve the documents.I only need to update the docum ... 26 Jul 22, by Irungu Latest 27 Jul 22 by Irungu	Replies:3 :342	Latest by Irungu 27 Jul 22
s25 statement really struggling with this,,, do not have any legal support,, anyone else going through this please, thanks ... 22 Jul 22, by b11 Latest 23 Jul 22 by hadenoughnow	Replies:1 :308	Latest by hadenoughnow 23 Jul 22
Vary consent order Me and ex have a consent order, what was agreed has not been done as he has a year. Can my ex apply to vary the consent order? Do I have to agree to th ... 22 Jul 22, by Cheesestring Latest 23 Jul 22 by hadenoughnow	Replies:1 :352	Latest by hadenoughnow 23 Jul 22
Capital Gains How do I calculate capital gains tax if I don't know the purchase value of an asset (not a residential property)? ... 21 Jul 22, by notgettinganywherefast	Replies:0 :285
Property / savings in Divorce settlement We have a joint family home (£250k) and I have another property (£80k) which is in my sole name - this property was bought before we married (14 years married ... 18 Jul 22, by Jimmy Woke Latest 19 Jul 22 by hadenoughnow	Replies:1 :409	Latest by hadenoughnow 19 Jul 22
Ex is not contactable for a consent order Hello, My divorce was settled last year but the financial settlement is yet to be done. I have legal custody of our children and the ex does not make a ... 26 Apr 22, by Feb2020 Latest 14 Jul 22 by yodasw101	Replies:2 :425	Latest by yodasw101 14 Jul 22
House insurance Thanks in advance ... 04 Jul 22, by ardmore Latest 07 Jul 22 by WYSPECIAL	Replies:2 :288	Latest by WYSPECIAL 07 Jul 22
Basics of financial settlement Hi- A newbie here for help on behalf of a friend. Husband wants divorce after 15 years of marriage and wife doesn’t for the sake of kids but can’ ... 05 Jul 22, by lat321 Latest 07 Jul 22 by WYSPECIAL	Replies:2 :618	Latest by WYSPECIAL 07 Jul 22
S25 STATEMENT Hello, We were meant to exchange the S25 statements on 24th June 2022.My STBx who is represented hasn't responded.I filed with the court on the day it ... 05 Jul 22, by Irungu	Replies:0 :321
Legal Formalities for taking McKenzie Friend in Court hearing For my forthcoming face-to-face court hearing, for which I am representing myself as LIP without a barrister but want to take a Mckenzie friend with me for th ... 03 Jul 22, by enm1sg-sandy Latest 04 Jul 22 by rubytuesday	Replies:1 :232	Latest by rubytuesday 04 Jul 22
what is better ? filing form E or going with the consent order directly? My decree nisi is done. filling in form E it is said is very lengthy, a headache with too many attachments . My question to the forum is : ... 10 Jan 22, by mm Latest 17 Jun 22 by .Charles	Replies:3 :525	Latest by .Charles 17 Jun 22
Financial Disclosure I was divorced over 3 years ago. I have a current dispute with my ex. He is demanding to see all my bank statements. He is very controlling. He has no need to s ... 09 Jun 22, by Mumto3plus2 Latest 13 Jun 22 by Mumto3plus2	Replies:3 :757	Latest by Mumto3plus2 13 Jun 22
final hearing Hello, Our final hearing is on 23rd to 25th Aug 2022.My STBx has made it all very complex and my legal bills are nearly 40k.I have reserved representat ... 11 Jun 22, by Irungu Latest 13 Jun 22 by Irungu	Replies:3 :611	Latest by Irungu 13 Jun 22
SJE Property Valuation Hello, Hope you are all well. We have a buy to let property that we were directed to instruct a SJE.I have now received the report and the values are quite ... 22 Mar 22, by Irungu Latest 04 Jun 22 by Irungu	Replies:2 :874	Latest by Irungu 04 Jun 22
Unusual circumstances Married 24 years. 2 adult children still residing in the home. Husband has been a professional gambler. No other work for 20 years. (Not wife’s choice) No ... 25 May 22, by Winterishere Latest 26 May 22 by hadenoughnow	Replies:1 :398	Latest by hadenoughnow 26 May 22
Spouse choosing not to work to mamimise divorce settlement Hi I'm divorcing because of unreasonable (aggressive/moody/drink problem related) behaviour on the part of my spouse which I've put up with for way too ... 18 May 22, by thetideishigh Latest 20 May 22 by notgettinganywherefast	Replies:2 :601	Latest by notgettinganywherefast 20 May 22
form e - litigant in person litigant in person, struggling to complete fully form e, desperately need to send it in, do i just send it in, thanks ... 13 May 22, by b11 Latest 14 May 22 by rubytuesday	Replies:1 :388	Latest by rubytuesday 14 May 22
Help with ES1 for a LIP please! Hello, I am representing myself as the respondent in a financial remedy case brought by my Ex Husband. I have had help preparing the Questionnaire and State ... 16 Apr 22, by ParisenFleur Latest 11 May 22 by T W Dixon	Replies:1 :1715	Latest by T W Dixon 11 May 22
Occupation order - are my goods insured? Hi I am subject to an occupation order and have been out of the marital home for 18 months. I have about £3000 worth of equipment and materials stored in t ... 04 May 22, by TD	Replies:0 :313
Is it worth chasing someone who runs a 2 man company? I'm helping someone going through a divorce. Her husband runs a successful company - it's a 2 man company - it's him and the person he's chosen to leave her ... 28 Apr 22, by starmatrix Latest 01 May 22 by hadenoughnow	Replies:1 :293	Latest by hadenoughnow 01 May 22
D81 Form and Universal credit Hello We are starting a non fault divorce My wife will be eligible for Universal credit after devorce is complete £580 (including £140 CB) 21 Apr 22, by markotsg Latest 21 Apr 22 by markotsg	Replies:2 :674	Latest by markotsg 21 Apr 22
past bankruptcy STBX was made bankrupt and lost everything. His share of the home was bought by our child so he and I own the property as unequal shareholders. He has not p ... 18 Apr 22, by JuliaR	Replies:0 :322
Savings Post Divorce Hi, Since my divorce in 2015 I moved to the Middle East to start again. We did not do a financial settlement as it was the house that was only ... 12 Apr 22, by Rossm3 Latest 12 Apr 22 by Rossm3	Replies:4 :502	Latest by Rossm3 12 Apr 22
Stay At Home Mum Does anyone know where I could get free financial advice? I'm a Stay at home mum with no money myself, no assets, no savings, no pension. I've been mar ... 29 Mar 22, by CLJ21 Latest 10 Apr 22 by WYSPECIAL	Replies:3 :608	Latest by WYSPECIAL 10 Apr 22
General Advice Hi, Bit of background. I separated from my wife in August 2021 after finding out she was having an affair. After a period of adjustment and sorting thi ... 28 Mar 22, by coded1982 Latest 03 Apr 22 by hadenoughnow	Replies:1 :410	Latest by hadenoughnow 03 Apr 22
Demands from solicitor Following an exchange of documents prior to FDA my partner's ex's solicitor has been in contact in a manner which is now bordering on bullying. Unsurprisingly t ... 01 Apr 22, by rajpoot Latest 01 Apr 22 by rubytuesday	Replies:1 :382	Latest by rubytuesday 01 Apr 22
Questionnaire My partner has now received the questionnaire from her ex's solicitor - most of the questions are very petty and easily answered however one asks for confirmati ... 28 Mar 22, by rajpoot Latest 31 Mar 22 by rajpoot	Replies:2 :389	Latest by rajpoot 31 Mar 22
Fees question Partner is acting as LIP and is filing docs prior to FDA. Since mediation the respondent (her ex) has delayed giving and financial disclosure until form e. Her ... 26 Mar 22, by rajpoot Latest 26 Mar 22 by rajpoot	Replies:2 :385	Latest by rajpoot 26 Mar 22
financial settlement hi i have been advised that i should try a last attempt to negotiate a financial settlement with my STBx by sending him/solicitor an open letter. i have n ... 22 Mar 22, by s nellie	Replies:0 :444
1st hearing - anyone else please hi, has anyone recently had their first financial hearing, no legal representation, totally unsure what to expect, can anyone help please, finding the paperwork ... 07 Mar 22, by b11	Replies:0 :375
Do I have to do what the other side demands FDR in 6 weeks. W represented, I am LIP. All directions from FDA have been completed. Last court directions ordered mortgage capacity reports from both parties ... 02 Mar 22, by notgettinganywherefast	Replies:0 :405
Life expectancy source used my court? Hi there, my STBX has a wealthy 80 year old father in a country with 'forced heirship'. Since she cannot be disinherited the resource has certainty, the only ... 01 Mar 22, by 4B4WTDDUP	Replies:0 :363
Fair offer? R age 54 A age 43. 9 years marriage (plus 5 cohab)No children of the marriage. No pensions. A income £13,000 R income £15,000 ... 10 Feb 22, by notgettinganywherefast Latest 10 Feb 22 by notgettinganywherefast	Replies:1 :389	Latest by notgettinganywherefast 10 Feb 22
Costs Hi everyone, I have changed solicitors and had covid and was unable to meet short deadlines for finance hearings eventhough next hearing is in 6 months. E ... 04 Feb 22, by Destiny2000 Latest 08 Feb 22 by .Charles	Replies:1 :441	Latest by .Charles 08 Feb 22

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