CSA and mortgage

Hi, first post, couldn''t think of a good username but I am both confused and hungry.
Basically my ex and I finished our relationship over a year ago now and I have been trying to get back to a normal life. We had a mortgage together which was 50/50 and have two children.
I moved out of the house and lived with my parents for over 9 months. I met someone else and have recently moved in with her and things are really hard with money. I don''t have a huge salary but have been paying an agreed amount since we split basically to cover some of the costs. My ex cannot take on the mortgage a there isn''t enough equity in the house and won''t take on the payments. She also won''t move out to somewhere cheaper. She has now applied to CSA for money on top of wht I have been paying and I''m pulling my hair out as I can''t afford both half the mortgage and CSA payments. I don''t know what to do so any advice would be greatly appreciated!?!

The CSA comes first ..... a judge cannot over rule them .... reduce the mortgage contributions accordingly .... and put it in writing to your ex.

You are only required (at this point in time) to pay CSA required amounts. You have 2 kids, that is 15% of your salary.

Reduce it now and dont put yourself into an early grave due to stress

somuch2know2 wrote:

You are only required (at this point in time) to pay CSA required amounts. You have 2 kids, that is 15% of your salary.

Reduce it now and dont put yourself into an early grave due to stress

For two children the CSA would want 20% of your net salary less some amount dependant on how many overnights the children have with you.
If there is no order for SM or a maintenance pending...then yo are not obliged to pay more than this, and if you have a modest salary then SM is not likley.
You should tell your ex that the mortgage / bill payments are in lieu of CSA, you are after all putting a roof over their heads. The problem is that you are liable for the mortgage which means the mortgage company can pursue you if it falls into arears, and it could also potentially screw your credit rating if it does. Have you spoken to the lender to see if the mortgage could be moved to interest only?


LB