HI Stilltrying
I am William the Child Maintenance Options consultant. Under child support legislation, regular child maintenance payments must be made until a child is 16 years old, or 20 if they are in full-time, non-advanced education (A-level or equivalent), or for as long as Child Benefit is being paid.
Education must be full-time (more than an average of 12 hours'' supervised study a week during term time) and ''non-advanced''. This includes:
GCSEs
A levels
iGCSEs
Pre-U
International Baccalaureate
NVQ/SVQ level 1, 2 or 3
BTEC National Diploma, National Certificate and First Diploma
SCE higher grade or similar
It does not include ''advanced'' education, eg:
a degree
Diploma of Higher Education
NVQ level 4 or above
BTEC Higher National Certificate (HNC)
Teacher training
For further clarification on the above, please look at the following link:
www.gov.uk/child-benefit-16-19/education.
If you and your children''s father are able to come to an agreement between yourselves, this known as a family-based arrangement where you can agree who will provide what for your children.
There are no strict rules or formulas that you have to stick to when calculating your payments. It can also include money and other kinds of support, for example providing clothing.
Family-based arrangements are not usually legally binding, however, they are quick, easy and free to set up. They are also flexible to change if either you or your children''s father has a change in circumstances. Research has proven that when parents collaborate together to make a maintenance arrangement, it can help their children adjust to the change in their family living arrangements.
You have mentioned that your children''s father is claiming that he is on minimal income due to being self employed and ill health. You may find our child maintenance decision guide: Talking about money useful this can help you and your children''s father decide how much maintenance your children need. We also have a family-based arrangement form that is not a legally enforceable document but may put your agreement on a more formal basis. These are available to download with all our other leaflets on our website at
www.cmoptions.org/en/toolbox/leaflets.asp.
You may also wish to use our online calculator via the following link:
www.cmoptions.org/en/calculator/ to see how much maintenance you may be entitled to receive if you were to use the services of the statutory scheme. You can use this estimated figure as a starting point in your negotiations in making a family-based arrangement.
If you feel a family-based arrangement will not work for you, you still have other options including a statutory child maintenance arrangement with the Child Support Agency (CSA). The CSA have two schemes available Direct Pay and Collect and Pay. Direct Pay is where the CSA calculates child maintenance and then leaves you and your children''s father to agree together how your payments will be made. Once they have calculated the maintenance amount, the CSA will not contact you or your daughter''s father again unless circumstances change or if they are told that your daughter''s father has missed or fallen behind with his payments. Collect and Pay is where they calculate, collect and enforce payments on your behalf.
If an application is made with the CSA, your daughter''s father responsibility to pay will start from around the time the CSA contacts him. You can find more information about their service online at
www.gov.uk/child-maintenance
If your child maintenance is agreed through the courts, this is known as a Consent Order, to arrange a Consent Order, both you and your children''s father need to agree how much child maintenance will be paid and how often before going to court. Arranging a Consent Order can be costly as fees for solicitors, mediators and court costs may apply. You may wish to look at the following link:
www.gov.uk/find-a-legal-adviser to find a legal adviser in your area. Once a Consent Order has been agreed and authorised, your children''s father is legally liable to pay the amount the court has endorsed. However, the court does not monitor or collect payments. Therefore, you will need to seek legal advice for any missed or reduced payments, unless you are happy to accept them. After 12 months, either you or your children''s father can apply to the CSA and the Consent Order will no longer be valid.
We have a Sorting out separation web-app on our website at
www.wikivorce.com/divorce/Sorting-Out-Separation.html that you may find useful as it offers help and support to separated families.
To find out more about how Child Maintenance Options can help you visit
www.cmoptions.org or call us free on 0800 988 0988 between 8am and 8pm Monday to Friday or 9am and 4pm on Saturday.
I hope this helps.
William