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CSA old rules moving in with girlfriend with child

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16 Sep 10 #224882 by Fallenhero
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Hi thanks..

heres me now..payment for one child age 14 at his mum
rent my house...little income..maybe £500 a year after deductions

wages....around 1000 per month take home....

thats it..... as am at mums cost nothing to much at home....think i be on the 30% rule... around £340 an month

If i move into girlfriends add above figure to below

Girlfriend not working so adjusted figure to take acount of me with her

rent is £580 an month
child benefit £250 an month
Child tax credit £800 If i moved in
3 kids.....1 are mine....
I got this to £120 an month...but not sure on the children bit so could be less..
will the children be counted as a deduction for my income..like the new system???

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16 Sep 10 #224911 by zonked
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I think the best thing to do would be:

1. Have the current ptr claim maintenance from you via CSA. This would have the effect of migrating BOTH claims onto the new system. Your liability is a theoretical 20% of net split equally between the two PWC(10% each).

2. You reconcile with current girlfriend and move in. She closes CSA claim, but,the old ptr's claim would remain under new rules scheme. ALL the children in her household would count towards your protected income. Your liability would be between 10-12% of net.

Hope this helps.

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17 Sep 10 #224918 by Fallenhero
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My girlfriend I be moving in never went to csa as we agree on payment...so it be all worked out on old system....so that why I wondered about any deduction on children loving with me

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17 Sep 10 #224928 by zonked
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At the moment you and your girlfriend do not live together. But, you are making payments to her to support your child.

However, the csa ignore these payments to your current ptr when calculating your liability to your ex. In effect ignoring the contribution you make to your younger child.

If your current ptr were to claim maintenace via the csa it would mean that your overall maintenace bill would be reduced. Both claims would be linked, both claims would be assessed under the new rules. You would be assessed as a single man with two children. The overall liability would be 20%.

When you join your current ptr's houshold her claim would need to stop.

You would then be left with a liability to your ex of 15% minus any shared care, minus your protected income (all children in your new household would be taken into account). Effectively your liability would be between 10-12% of net pay.

Hope this is clearer.

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17 Sep 10 #224960 by Fallenhero
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What about the phasing bit....she be phased to the new amount up or down

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