To CSA or not ?

My wife and I separated 23 months ago. We have 2 children which she has living with her. They live in a house which I have a mortgage on (£489) a month. The house is solely in my name. We married after I bought the house and lived there for 6 years before the split.

I am unfortunately / fortunately in year 3 of an IVA paying for debts accrued by both if us, although it is in my name.

I generally have the kids one or two nights a week so reckon I am liable for £79 a week if I went to the CSA. If I went through the CSA would the mortgage payments I make count or would I be expected to pay the £79 on top ?

So far my iva company have been ok with me pay Ingrid the mortgage for the house I don''t live in as there is some equity in it.

The ex keeps claiming she is getting a raw deal. Due to the iva I have nothing left after everything is paid. I appreciate that any spare cash should go to the iva and am happy to do so.

I it advisable to approach the CSA or leave things as they are ?

Bartimus

Hi Bartimus, I''ve just been through this. yes the mortgage payment will be taken into account. generally the csa will set a percentage based on the number of children you have. for two its 20% of your net income. if you pay the mortgage in addition to child maintenance they will take this into account once you make proof that you are paying this. you''ll have to send in bank statements and mortgage releated docs to prove this

The mortgage payment is about 28% of my net income already. Would this mean there would be nothing added by the csa ?