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Debt incurred since separation

  • londonwestone
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09 Nov 08 #63835 by londonwestone
Topic started by londonwestone
I've been separated from my wife for two years. She decided to quit her job about a year ago and then, 8 months ago, moved abroad from England with our son in order to take university courses to prepare for a Master's degree. When she moved to her new home abroad, she irresponsibly took out a car loan for a brand new car and recently also a large student loan.
I used the online calculator which calculated a whopping £1,450 in maintenance payments I would have to pay if we get divorced!
Is it really the case that I will have to pay for all of her debt and her decision to become a non-earning student all of a sudden? It was her decision, after all... I kind of expected only to pay for my son's maintenance, since my wife has far more earning power than I ever had.
Any advice would be greatly appreciated. I can't really afford to get legal advice.

  • D L
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09 Nov 08 #63846 by D L
Reply from D L
Hi there

The calc can sometimes give skewed answers as it cannot take some factors into consideration. If you would like a real live human to answer, read this:

www.wikivorce.com/divorce/Divorce-Forum/...G-IN-THIS-FORUM.html

post those answers and include info about your wife's earning capacity such as when it is likely to materialise and the amount.

Amanda

  • shinyhappypeople
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09 Nov 08 #63866 by shinyhappypeople
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Hi there

I would also loke some clarity on debts accrued since separation . My stbx has more than double my income and similar outgoings , mort , bills etc , but he has managed to run up credit card bills ( holidays with gf )
surely I am not resposible for their holiday ! will this "debt" be counted as a joint debt and taken off our assets ?
If so , might as well blitz my credit card !!!!!

shiny :angry:

  • forever friends
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09 Nov 08 #63869 by forever friends
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Are you sure its his card anyway? Credit co's don't have joint accounts, they give a sole account with a 2nd card which makes the first person responsible !!!

DL: midway through the process of getting a Consent Order are a couple still jointly and severally liable? when does that responsibility die? There must be someway of making the other parties spending count as their half of the family pot. If there isn't, theoretically I could go bankrupt on purpose and bring my partner down with me (not a scenario I'm planning)

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