Joint bank account

Hi

My partner has been granted his nisi so now needs to just make sure there are no financial aspects outstanding.

They shared a council house, they have an agreement between them regarding maintenance for his kids.

The only fly in the ointment really is that there is still a joint bank account. He has nothing to do with it. No card, no statements etc as he openend his own when they parted. She wont close it.

Now the nisi has been granted can he take that to the bank and insist his name is taken off it?

Thanks for any help.

Hi lady

Very simple he can call into the bank and tell them to 'freeze' the account. They will then transfer anything that he needs to pay, ie dd or standing order into his sole account. In doing that it means that she cannot, if she so wished rack up any debt on the account. The bank will freeze it. Nothing will be able to move on that account, until the bank receives a letter from both signatories authorising them to close it.

A simple but effective precaution, it ensures that no further debt is incurred on the account, and will get her moving to want to sort it out. Make sure he transfers his standing orders etc into either a new account or his existing sole account first.

Then he does not have to worry about taking his name off, but she will have to make contact with him and the bank to finalise the account.

zara

The nisi is the first stage of divorce, and your ex needs to wait six weeks and one day then apply for Absolute: Which (when granted) means he's finally divorced.

Besides the agreement re: kids; he should also ensure a Financial Consent Order; (prefereably agreed before Absolute). This will prevent his ex-wife returning to make a future claim. (This should be drawn up, agreed and court approved even if there's nothing in the pot to split).