Seperation Issues

Hi All,

I just wanted to ask for a bit of advice.I'll try to keep it short!

Unmarried couple, been together for 7 years, no kids. Bought a house around 2 1/2 yrs ago with a joint mortgage.

We split up about 8 months ago, this is where the problems start!

At the time, we decided to sell the house and go our seperate ways. She remained in the house whilst I moved out. I continued to pay the mortgage and all the bills without any contribution from her. After a few months, we were unable to sell due to the slump in the market. To try and make things easier finacially for me, we decided to rent the property out. We both needed to pay a sum to cover the shortfall in the mortgage payment, and to cover a few joint bills etc, 9 months later she has not made one single payment. Just to add to all the stress/problems we had a joint account, which she is still taking money from.

This week, I have moved the mortgage payment/rent payment and all insurances etc in to my own personal account, this is basically to make sure the mortgage gets paid every month, and in the process of getting an inhibit placed on the joint account.

What I am really looking for is some advice/ideas of where to go from here, and if there is anythoing I can do legally to get her to pay!!

Thank you so much in advance for any replies

E:blink:

Hi Eden

Perhaps you might like to read through this from the library on co-habitation/seperation.

www.wikivorce.com/divorce/reviews/Wikivo...ation_s33_m1852.html

I dont think there is anything you can do to make her pay the mortgage. You could perhaps tell her that you are not going to pay the mortgage either. If she thinks that she might lose any profits from any sale of the house she might change her mind.

Make sure you freeze that bank account as a matter of priority.

zara

If it's a joint account is there a reason why you can't move the money to another account for safe keeping until matters can be resolved?

If the account is not frozen and it is a joint account, one party can organise overdrafts and withdraw money. And.. before the account can be closed, the overdraft has to be paid back, jointly.

So your partner could rack up a hugh overdraft and you would be jointly responsible for repayment.

Transfer anything important to a sole account and freeze the account.

I know someone who had to repay £6000 approx because other half bought a car for themselves. He had to settle up £3000 to close the account.

zara