Hi all i'm coco12 and my lofe is one big mess

This is all new to me these forums but I thought I give it a go .I need to speak to those that are in or have been in my situation.
Its bascialy one big mess and Im not sure if I have cause or he has.
I have been married for 3yrs and 8 months during that time we have leaving apart for 3yrs.( I live with mum and rented out my home.(He brought a place with a friend) We were together for 10yrs before marriage. We have two kids who I care for (and always has done).
There is three properties between us. Two of which are in his name and one in mine.
He never really paid towards any bills when we were in the leaving together or help with the kids. And has never paid any maintinace for the kids . But very raley he has the kids for one or two nights
Now we live separatly I have number of debts which I am stuggling with.(now considering IVA or bankrucy)
He on the other hand is living a life of riely.
Today something stupid happened and now he wants to separate properly (I thought we were) but I have told him I want to do it properly by having a divorce.
I am guessing that when we divorce I will lose everything. Will recieve anything? such as help with the kids etc? this man is very cunning and tries to manipulate my words and my situation.

Any advice?
Thankyou

Hallo Coco

You won't lose everything. Your children (and you as the parent with residence) need to have your housing needs met. Your ex should be paying child maintenance too.

If you and he can agree on a fair division of your assets then it will be cheaper than arguing about it in court.

Hey Coco,

Every situ is different and there will be a different outcome for every situ. If you can post the info re the following link people here will be able to give you a more informative decision. I wish you well with all the difficulties you are presently facing...my best regards to you and your children

Elle x