WhiteFeather,
Welcome to Wiki - sorry you find yourself here but I hope it will make a difference.
Only you know whether your marriage can be saved - it is your decision to end it and not your therapist's.
If you really think it is beyond salvation, then you do need to think about your options. Again, you are the only person who can reasonably predict how your hudband will react - but from what you say it does not sund like he would make thigs easy for you.
There are two children to consider - and if at all possible they should not be made to suffer. You will need to agree arrangements for them to spend time with him .. and try not to get drawn into arguments over them if you can.
Unfortunately you cannot just lock him out of the house and dump his stuff - you both have a right to stay in the
FMH while things are sorted out.
If you do move out with the children, you will need to make sure you have registered your
matrimonial home rights with the Land Registry.
As far as divorce goes, you could petition on Unreasonable Behaviour grounds or your could wait two years and divorce with consent - or 5 years and divorce without it. Have a look in the wiki library - there is lots of useful info there.
The finances and the divorce are separate. What is considered when the finances are settled is set out in Section 25 of the 1973 Matrimonial Causes Act.
You cannot have a legally binding financial settlement until you have reached the
Decree Nisi stage - but you can apply for maintenance pending suit - and he will have to pay
child maintenance - via the CSA if necessary. It would be 20% of net income for 2 children - but may vary depending on the arrangement for them.
The financial settlement will depend on the S25 MCA factors and on how much money you actually have between you .. including pensions etc.
You can post financial information on the forum and wikipeeps will work out what they think is fair ...
Ages
Length of marriage (+ cohabit)
Incomes
Value of FMH
Size of FMH
Outstanding mortgage on FMH
Value of other assets - inc Pensions (
CETV if you have it),
savings,
endowments,
antiques etc -
in sole or joint names
Any liabilities - debts, loans etc.
Getting him to agree is another matter. If he is going to be awkward, you may have to fast track through the courts to get a judge to tell him what is fair ... and don't waste money on exchanging letters via solicitors about petty stuff -- rise above it!
You can self rep initially - wiki can help. That way you can save your cash for when you really need legal representation - if you get to a Final Hearing without settling ...
Good luck, keep posting - and pop into chat if you need cheering up.
Hadenoughnow