My (now) ex avoided disclosure for a year, drove me mad as I was stuck in a rut he'd created and solicitors seemingly allowed. The more time it took, the more money writing letters.
When I was finally believed that my now ex would avoid this (he was living in same house all way through divorce proceedings, and for a week after Absolute was granted, he was sent a
form E (financial disclosure form). of course I who had fully disclosed a year previously had to also fill it out then send back as part of the bundle that went to court.
My ex's Form E was such a load of expensive paper with twaddle written upon it, you might say perjury that's never taken serously as people lie on their forms by omission and misleading statements and nothing's done about it.
When more time had gone by and more letters sent I was asked to take him to court for a First hearing where the judge tells the parties to disclose what he/she decides in order to get things moving. I still had avoidance from my ex and his disclosure was as clear as mud, so my solicitor advocated I go for a Second Hearing and have a Barrister astute in financial matters to represent me. The fees for the Barrister was £1,800 alone, and that on top of about 18 mths worth of legal letters and threats to him to comply with the legal process or else. But the or else consequences is more expense on top of letters already sent. My Barrister wanted it to go to a Third Hearing as he's figured out that my ex owed me a lot more money as part of the settlemnt, but I'd been on Wiki and read about 'costs v's settlement'
I could see that my legal fees would cancel out what I may gain at a Third Hearing so instructed my Barrister go gain a settlement at Second Hearing. Third Hearings are expensive - cost thousands of pounds - could have been £8,000 each to argue about £16,000.
I think the courts take advantage of thinking if people go to this level then they must be able to afford it and they bleed you. In my case I could have afforded it, but then it would have taken all of what I had, then I would have gained possibly £16,000 settlement at Third Hearing, then paid at least £8,000 in legal fees, leaving me with er er less than the figure I had at the Second Hearing.
Oh, he didn't want to settle at the second hearing, but I wasn't budging until I got the best of what the second hearing could offer. After 18 mths with him still living in his bedroom day after day I just wanted divorce to mean I didn't have to live like I had been for all this time, so insisted that him agreeing to move out be a part of the settlemen in my case.
But the avoidance of disclosing is something I experienced very much as well as the expensive solution. So you get pincered by an ex who won't comply and a legal process that obligates him or else, but to move your divorce on what choice do you have but to go to court with an expensive Barrister given there's one legal process which is the blue print of the law?
I wasn't on Legal Aid as I didn't qualify due to failing means test,but all that I had went on legal fees, that's the bullet I bit to get my freedom or stay in no-mans land ie my ex not disclosing and controlling the divorce into a stagnation with me (and him upstairs) having forked out thousands in legal fees.
I could have either given up the divorce process at this point and get nervous about going to court etc and grieved the financial loss to gain nothing, or keep going by keeping spending. I met a woman outside court at my Second Hearing who had spent £37,000 on her divorce - what her story was I don't know, but I thought she'd had an experience I could learn from without having the same experience!
I wanted it settled, and my Barrister yeilded to my instructions looking crest fallen, it must be all part of court drama as I bumped him in the street a week later and he didn't recognise me!
Part of the settlement was that my ex give me a sum of money that he had in the bank within 56 days of my last December court Second hearing and that the house be transfered to my name ,and the endowment policies have my name removed from them.
All the settlement conditions my ex didn't adhere to. It took another 6 months to get the sum of money out of my ex and in effect he still owes me interest, which I'd have to go to court for in order to gain it (more hassle), so decided to let it go, and it took 7 months to get the house transfered to me.
I'm still on the endowment policies because my ex should have instructed a firm of solicitors to draw up a deed of absolute assignment as a means to remove me from them, thus cancelling me as a beneficary.
So I guess if ex dies tomorrow ............well who knows, but I can't afford to find out. Knowledge is power, solicitors will give you it for a very large fee and headache!
How I ever got free I don't know as I didn't have any support whatsoever, no family and few friends, but I did against the odds, so with less odds so will the dertermined out there.
I wish you all the very best and much strength for your divorce journey
Jolly