Making fair financial arrangements

I am trying to negotiate an equal and fair division of our finances, which has gone ok so far, until we reached the subject of pensions.

Is it best to try and sort out the finances before the divorce papers are sent to the Court?

My husband is getting very upset and feels that he is losing everything, he said he can't the house he loves, and now he says I want his pension and feels that after his long loyalty I would have more compassion and not take everything away from him, but all I want is a fair and equal split.

House 1 £185,000 mortgage £38,000
House 2 £115,000 no mortgage
The savings have already been split equally. I have said I will take house 2,
but when it came to the pension, this is when he got upset.
We have no outstanding debts.
I earn £20,669 and he earns £38-40,000 I think.

House 2 was my inheritance , but is now in joint names.

I've not even started to mention , furniture, cars, I've already relinquished one holiday that was booked and paid for and another which has had 60% paid towards already.
I really don't know how to persuade him to see that the pension has to be part of this.

Married 34 years.

lincan

It is not you saying this, it is the law.

All marital assets go into the pot for division - that includes pensions.

Look at www.wikivorce.com/divorce/Divorce-Financ...to-calculate-a-fair- financial-settlement.html

This sets out what is considered when assets are divided on divorce.

After a long marriage such as yours, the presumption would be a 50:50 start point although your ages and incomes would have some bearing on all this too.

The pension share (see wiki library) would need to ensure you have equal incomes on retirement.

Could he stay in the FMH and you move out?

Hadenoughnow

Thank you for you reply , I will have a look at the link you sent me, thanks again