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Hi I am new here and scared!

  • nurse
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08 Sep 08 #46642 by nurse
Topic started by nurse
Hi I am new to this, my husband left me 2 weeks ago, I am scared of starting out! We own a house and he has left, I can not manage the mortgage and everything else on my own. Does he have to pay his half by law ? I am prepared to sell the house but need his help in paying the mortgage until its sold. I am seeing him on Wednesday to tell him I need his help but I have a feeling he will refuse to pay his half. What do I do? Should I start the divorce process or wait till he has agreed to pay his half on the house. This is all so confusing I dont know what to do?

  • mike62
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08 Sep 08 #46652 by mike62
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Nurse,

Welcome to Wikivorce. Let's see if we can get you through triage and feeling a little less stressed. ;)

Firstly, don't panic. Deep breaths. Calm.

Secondly, Wikivorce is the best place you can be among other people who have been through exactly what you are going through right now - blind panic, worry, stress, unhappiness, anger emotional rollercoaster etc. etc.

Your mortgage - is it in both names, or just one name? If it is in both, he is still jointly and severally liable for it, which means if it isn't paid, the lender will come after both of you for any arrears until they are paid. Unless he wants to get a County Court Judgement against himself, he better keep up payments.

Are payments up to date? if so, contact your lender and ask for a six month (or longer) payment holiday and explain that there is a breakdown of the relationship and a change in your circumstances.

Are there any children involved? if so how old and what sex?

Is there any chance of a reconciliation?

What to do about a divorce is dependant on how you got to this point in time. Is there a third party involved? How long married / cohabiting?

Another good place to look is the Wikivorce step by step guide to divorce (link at top right of front page). This focusses on the purely practical matters.

There is bucket fulls of emotional support from the other users here and you can find that by posting in the main forum, writing a blog, or nipping into the chat room. Gets very busy in the evenings and sometimes a bit silly, but just say that you are new and need some help.

Again, welcome and lets see what we can do to help

Mike

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