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seperation

  • lukedaniel
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12 Jan 09 #78161 by lukedaniel
Topic started by lukedaniel
I am 37 with 4 children with a mortgage 2 months in arrears and my wife is leaving me what kind of help can i get

  • Bobbinalong
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12 Jan 09 #78166 by Bobbinalong
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Hi luke.
you sound like you are going to need some help.
You have given very little info on what is happening. But we get the jist.
Its a terrible time and will be. But best thing to do is handle one thing at once and do NOT make any bargains, agreements straight away with your partner. You need time to think about everything which will be put to you. You also need to plan what you are going to do.
I guess first thing is to ring your debtors, first being mortgage company and tell them whats happening, they should be sympathetic and give you some time or a plan.
Is your wife taking the kids? Is she named on the child benefit forms, if the answer to the first is no, and the second yes, you need to get the forms changed so that if you are going to look after the kids you need to get child maintenance and benefit, depending on your earning etc. Who ever is named on the benefit forms is deemed the parent with care.
However this is not your first priority, There are people on here who will be able to help you and give you advice.
You will nedd to give bits of info to find out what you may be able to do.

  • ceebee2
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15 Jan 09 #79157 by ceebee2
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Hi lukedaniel,

I'm sending you a virtual BIG HUG. It will work out OK eventually, the wonderful thing is you have your 4 kids with YOU. They are your life, imagine if she took them. Thank God !

As for you financial problems, the main thing is to contact anyone you owe like your bank and let them know the situation. Also contact the Citizens Advice Bureau, I keep telling people this as they give FREE advice and are so used to dealing with all life's problems.

Next... Pick yourself up, dust yourself down and work out a routine. getting up time, breakfast, getting to school, picking kids up... maybe parents locally can help ! Shopping ! Cooking ! Washing ! Ironing ! It's hard work managing a household but you CAN DO IT !!!!!!!

Kids activities should be continued. Make it easier for the kids by keeping up with their activities and hobbies.

It's so hard but keep a cheerful face even if you are howling with pain inside. If you are not coping the kids will be all the more devastated. They miss their Mum, be careful not to portion blame.

Try to stay calm, and face each day as it comes.

Thinking of you, and God be with you
ceebee2

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