New and in need of help and support please

Hi everyone,
I've just stumbled on this site, and hoping very much to get some help and support, as I've not spoken to anyone else yet.

My story is that I got divorced five years ago after a long marriage and remarried just a few months later, to the man who I thought would change my life. Me and my three kids, settled into our new lives, and new home, 50 miles away, and slowly but surely fitted into the community. I invested the money from my divorce settlement straight into the new house (about £40,000).

Over the years things have gone from bad to worse. My new husband is selfish, unloving and worse more recently, verbally cruel and uncompromising with my three children. Two years ago we had a child of our own, who he is better towards but things have now become worse between us and I feel emotionally I can't continue with the relationship. I've tried to talk to him so many times, but he doesn't attempt to understand my side of things. I no longer love him and feel for the sake of my children and I that we should go our seperate ways.

However, over the last few years we have had to take loans to pay for essentials (two of which are secured on the house) and I believe there is not likely to be any equity in the house. If I ask him to leave, I will struggle to pay the bills as I have only recently started to work (part time) since having the children.

I was wondering whether anyone can tell me whether I would be entitled to keep the house, given the fact I have four children (one of which is his) and whether there is any financial help available to me, other than tax credits.

Its painful to think that I may have to tolerate this man still being in my life, purely for financial reasons, but selling the house and moving again would be awful for the kids now that they have rebuilt their lives here.

Any advice, anyone can give would be gratefully appreciated.

Thanks for listening.

The priority the courts will have is in housing your children. Do you receive maintenance for the 3 by your former marriage? I don't think your current husband is obliged to support them, though he is obligated to his own child.

He will also have housing needs. I don't know how this will work, but it might be that you will have to downsize anyway.

Hope someone with more understanding can help you.

cant give you advice on your situation but just thought you should know support you.
i dont have kids with my x, we have a son each from previous relationships but they are grown up.
i am in the same situation as you, because the house is in his name and we dont have much equity as he has taken extension on it to pay off his debts. i am seeking legal advice so will let you know if i am told anything that wil help.
the people on here will advise and direct you tho. i am glad that i found this site.

Contact Jobcentreplus - they help with mortgage interest after 13 weeks now and you may be entitled to Income Support top up if you dont earn enough. You will be entitled to Tax credits which for 4 children would be a decent amount a week. It is pointless him making you leave the house anyway if there is no equity as there is nothing for him to gain - we are in the same boat. If you are working there are also new governemnt schemes to help with mortgage payments -.i.e they buy a share to make your mortgage lower, dont know if these would help you but might be worth a look. good luck and take care.