not sure what to do regarding house and pension

together 21 years, co-habited 20 years,
- married 13.5 years,
- 2 children - 11 and 8
- i work part time approx £7k, with benefits £14K
- husband earns £36K
- currently having children 1 night a week
- currently paying mortgage and bills of £1k a month in lieu of child maintenance
- last pension statement his pot was £150k, mine was £70K, but dont fully understand this, we both have company pensions, that is 3 frozen pensions - final salary x 4 years, average salalry x6 years, and saver where we put in 5% and company put in 11%, x3 years, and current pension where we put in 5% and company puts in 5%
- marital home, currently £20k left on mortgage and approx £120k equity.
- he is on the deeds of a property in cyprus, with his mum and brother

my first initial thoughts was for him to continue paying the mortgage ( 2 years left) in lieu of child maintenance, and when house is paid off to sign the house over to me. in return i wouldnt claim on his pension. i have now been advised that i am selling myself short in terms of what i could be awardard.

i need to look at the pensions in more detail, but where do i start, i know i need to get a cash equivalent transfer value, but how do i do this? how do we get a value on the pensions?

any advice, greatefully received.

£1000 per month will be nearly half his takehome income and more than double CMS rates for child maintenance. Is he likely to agree to this? Will he be able to afford it and pay his own living expenses?

You don't mention ages but you can't live in a pension and you both need somewhere to live and it may be many years before any pension money can be realised.

You need to write to each of the pension schemes and request a CETV. That will tell you what they are worth but your post shows that you already have recent valuations for some of them as it will be the value on the annual statement.

Where is he living now?

With the lady he was having the affair with