Is an Actuary needed if pension is in payment

Divorce proceedings up to Conditional Order Stage
Marr 38 yrs
Police Pension in payment for 15 years


Ex refusing to give details of CETV for Police Pension though he said several mths ago he had this information

1: after reading the forum it seems that Police Pensions are undervalued in a CETV & advise seems to be to get a Pension Actuary

Is this still recommended if we know the final payout ,as the pension is being paid as surely if I'm entitled to 50% ( or whatever value ) then we each get half of the already known annual amount ?

2: What would be my next step if he refuses to give me the CETV ?

I would be very grateful for any advice/wisdom as sorting out the finances is stuck atm as he won't communicate

1. It is often recommended to get a report from an Actuary for Police and other public sector pensions or indeed any final salary pensions.

However this is mainly to establish a more accurate valuation in situations where the pension needs to be compared with other assets such as property (or other pensions) to ensure fair division. You are basically correct that in a situation where you are splitting it 50:50 then the precise value is less important to establish.

One thing to be aware of is that for some pension schemes there are 2 ways to split in 50:50 - either taking 50% of the 'pot' each, or splitting the pot to achieve an equal income from the pension (sometimes you need to split the pot (for example) 53% to 47% to receive the same monthly pension income) - the pension provider may be able to provide info to you on whether this applies to their scheme.

2. He must provide a CETV - it is required on the D81 statement of information form you will need to complete to get a Consent Order

Thank you so much , that is very helpful