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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?
Subject Replies / Latest
Pension Query
Hi,

can anyone help clarify this.

I have an armed forces pension and the lump sum was taken and spent 3 years ago. Currently I have a partial ...
30 Jul 08, by nbm1708
Latest 30 Jul 08 by nbm1708
Replies:6
:746
Latest by nbm1708
30 Jul 08
Am I entitled?
Hi,

I'm thinking that my husband and i will share the equity from the house sale BUT I'm not sure if I'm entitled to any of his pension. We have lived ...
27 Jul 08, by 40 Not Out
Latest 30 Jul 08 by Peter@BDM
Replies:11
:1411
Latest by Peter@BDM
30 Jul 08
pensions before marriage
I was in the Airforce for almost 12 years (1984 to 1995) I started to live with the woman who is currently my wife in 1995 and we married in 2000. Is she entitl ...
10 Jul 08, by notloblad
Latest 29 Jul 08 by PHIL1966
Replies:2
:857
Latest by PHIL1966
29 Jul 08
Advice needed
My solicitor is just putting consent order for ex to agree. We have agreed 70-30 split on house equity to me.
The pension has been the difficult split as e ...
26 Jul 08, by Poppie
Latest 27 Jul 08 by Poppie
Replies:10
:1283
Latest by Poppie
27 Jul 08
Pension Sharing
I,m hoping someone can answer me a quetion re above. What happens if you have a pension sharing order agreed in the divorce consent order but your solicitor has ...
24 Jul 08, by pinkfish
Latest 25 Jul 08 by maggie
Replies:7
:1281
Latest by maggie
25 Jul 08
whats the best way to sort pensions out?
Hi if there are any pensions experts out there and i would greatly appreciate some advice.

I have been married to a chinese for 3 yrs she decided to le ...
24 Jul 08, by jwb
Latest 24 Jul 08 by Nigel@BDM
Replies:3
:583
Latest by Nigel@BDM
24 Jul 08
pension lump sum
:unsure::unsur ...
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21 Jul 08, by hadenoughnow
Latest 21 Jul 08 by alexanda
Replies:1
:449
Latest by alexanda
21 Jul 08
What happens to pension debits after sharing?
Reading Kalamari's posts made me wonder what happens to the original pension after the agreed percentage is transferred to the ex-spouse - I'm not allowed to a ...
19 Jul 08, by maggie
Latest 21 Jul 08 by Peter@BDM
Replies:6
:764
Latest by Peter@BDM
21 Jul 08
.
Hello all,

I am really sorry if this has been already ...
18 Jul 08, by LittleBlackDress
Latest 18 Jul 08 by LittleBlackDress
Replies:3
:709
Latest by LittleBlackDress
18 Jul 08
Pension
Do they base a pension on todays figues to how much we get of the property and pension what do they put in the pot to dived? ...
18 Jul 08, by Jensen7
Latest 18 Jul 08 by maggie
Replies:4
:563
Latest by maggie
18 Jul 08
Husbands Pension
My husband is in the army and after 12yrs of marraige we have split. He is now telling me that i am only entitled to 12yrs of his pension of which he is taking ...
18 Jul 08, by Emma72
Latest 18 Jul 08 by maggie
Replies:1
:620
Latest by maggie
18 Jul 08
CETV and ages
We had both agreed a separation figure. We both have joint custody of our child and work in the same profession earning almost the same. We are sharing the equi ...
16 Jul 08, by sammie
Latest 17 Jul 08 by Peter@BDM
Replies:2
:561
Latest by Peter@BDM
17 Jul 08
Date of pension valuation
When I obtained my CETV, it was calculated at the current date (May 2008). In fact the separation had occurred 15 months earlier. My interpretation of the final ...
14 Jul 08, by Kalamari
Latest 15 Jul 08 by Peter@BDM
Replies:4
:725
Latest by Peter@BDM
15 Jul 08
Pension CETV not essential for pension sharing?
On another thread about barristers and the evidence they need at FDR divorcelawyer wrote:
"For an FDR you need all the financial docs so far submitted ...
06 Jul 08, by maggie
Latest 14 Jul 08 by maggie
Replies:18
:2563
Latest by maggie
14 Jul 08
Pension Sharing - deciding the percentages
For a long time, for reasons to do with my own pension share I've been trying to establish how the percentages are decided.
There have been long arguments i ...
09 Jul 08, by maggie
Latest 10 Jul 08 by maggie
Replies:2
:558
Latest by maggie
10 Jul 08
new wife
My stbx has said she is going to make the whole process of divorce and finances take as long as she can. I'm resigned to the finances taking the longest.
08 Jul 08, by Spike1
Latest 08 Jul 08 by Peter@BDM
Replies:8
:1433
Latest by Peter@BDM
08 Jul 08
Pension & Ex Wife - Still Need Help Pls
Hi my dad was married in 1969 for 2 years when his ex wife left him and filed for divorce. He was ordered to pay spousal maintainence of £4 per week indefinite ...
06 Jul 08, by masjntt
Latest 08 Jul 08 by masjntt
Replies:4
:654
Latest by masjntt
08 Jul 08
How much does it cost to transfer money from fund
Still trying to decide what to do, but if I do accept stbx offer of £10k, if I could have that transferred out now from his pension, into a fund for me, how mu ...
07 Jul 08, by Ladybelle
Latest 07 Jul 08 by Ladybelle
Replies:7
:1182
Latest by Ladybelle
07 Jul 08
Just starting out on the long road - any tips ?
Hiya

Just joined this site as my wife has uttered those immortal words "...I dont love you anymore..." and moved herself out of the matrimoni ...
07 Jul 08, by dby47
Latest 07 Jul 08 by Peter@BDM
Replies:1
:500
Latest by Peter@BDM
07 Jul 08
Intended outcomes of pension sharing
Actuaries posting are referring to two different intended outcomes for pension sharing to explain how the percentage share is determined - eg "Instead, th ...
07 Jul 08, by maggie
Replies:0
:479

Predicting income from shared pensions
At my FDR there was no open discussion as to how the pension should be shared and I have no information on how my percentage was arrived at.The idea that the pe ...
07 Jul 08, by maggie
Replies:0
:582

is she entitled?
Sorry this is long winded and confusing but here goes!!
if woman got divorced 12yrs ago,and by her choice left marital home, which was in joint names on a m ...
05 Jul 08, by froofroo
Latest 06 Jul 08 by TMax
Replies:2
:615
Latest by TMax
06 Jul 08
How is pension value worked out on divorce?
Hi facing court soon as x and I cannot agree. I have asked for a large %age of FMH equity and nothing else but x is not going for it hence court.
Briefly he ...
03 Jul 08, by roseanne
Latest 04 Jul 08 by Nigel@BDM
Replies:4
:590
Latest by Nigel@BDM
04 Jul 08
What is 50:50?
Our situation is that I have a substantial final salary pension, CETV ~£300k, based on 25 years service. I am 51, my stbx 46. I am likely to start drawing down ...
02 Jul 08, by Kalamari
Latest 04 Jul 08 by Peter@BDM
Replies:4
:721
Latest by Peter@BDM
04 Jul 08
02 Jul 08, by sexysadie
Latest 02 Jul 08 by sexysadie
Replies:2
:434
Latest by sexysadie
02 Jul 08
Actuarial Reports
Hopefully this is a simple question?!

How do I actually get a report carried out ... I presume I need a copy of his CETV statement when it arrives.
...
01 Jul 08, by JessieJ
Latest 01 Jul 08 by Peter@BDM
Replies:1
:639
Latest by Peter@BDM
01 Jul 08
Receiving husband's pension
Hi everyone, after nearly 3 years we have finally reached a settlement. My husband is giving me 100% of one of his pensions valued at £60,000. I dont have any ...
01 Jul 08, by Rosalie
Latest 01 Jul 08 by Peter@BDM
Replies:3
:615
Latest by Peter@BDM
01 Jul 08
firemans pension
hi all, i am new to all this so hope this is right!
in middle of divorce after 25yrs marriage just been to my sol who now tells me that the pension sharing ...
30 Jun 08, by froofroo
Latest 01 Jul 08 by Nigel@BDM
Replies:8
:1271
Latest by Nigel@BDM
01 Jul 08
Average Career Earning Pensions
Hi All,

This is my first post so please bear with me!!

I am trying to find out more about my H's pension scheme. He has been in his company s ...
26 Jun 08, by JessieJ
Latest 30 Jun 08 by JessieJ
Replies:13
:1393
Latest by JessieJ
30 Jun 08
Pension set off
What is the typical set off rate used to calculate the capital sum to be paid to off set a pension pot? I have final salary pensions in being of £14472 pa and ...
29 Jun 08, by mustard
Latest 29 Jun 08 by D L
Replies:9
:1460
Latest by D L
29 Jun 08
Pension in Payment
Both myself and wife are members of final salary pension schemes. However about 4 years ago following redundancy I drew my pension and it is now in payment. P ...
26 Jun 08, by guitarman
Latest 28 Jun 08 by guitarman
Replies:4
:634
Latest by guitarman
28 Jun 08
CETV
My s2bx has a CETV worth £2500 for the full 2.5 years that we were married. My CETV is £1500 over 4.5 years. (2.5 years for the time we were married). I have ...
26 Jun 08, by puffafish
Latest 26 Jun 08 by puffafish
Replies:7
:1183
Latest by puffafish
26 Jun 08
Pension challenge
BACKGROUND: Currently in early stage of divorce i.e about to receive petition. I have an incurable nurological condition and expect to retire on ill health grou ...
07 Jun 08, by dk_60
Latest 26 Jun 08 by dk_60
Replies:8
:1481
Latest by dk_60
26 Jun 08
Help! - Actuaries Report
I need help, I do hope Peter@BDM or divorcelawyer or other such informed person reading this can help me understand this reportB)

I have just received ...
23 Jun 08, by howier
Latest 25 Jun 08 by howier
Replies:3
:726
Latest by howier
25 Jun 08
Off-setting Pensions
A thought crossed my mind this morning as I contemplated whether to instruct a solicitor to act on my behalf as a potential respondant (not received petition ye ...
24 Jun 08, by Skip
Latest 25 Jun 08 by maggie
Replies:7
:1321
Latest by maggie
25 Jun 08
Percentage split of Pensions
Hi everyone

Am I correct in thinking that a pension is split 50:50 but only for the time you were married?
We both paid into a pension for 10 years ...
20 Jun 08, by lost24
Latest 21 Jun 08 by D L
Replies:3
:623
Latest by D L
21 Jun 08
new partners pension
When splitting the finances what will be taken into consideration? My hsband has a pension which i beleive I should be entitled to a cut of but IF I am currentl ...
18 Jun 08, by Buzzz
Latest 21 Jun 08 by D L
Replies:4
:843
Latest by D L
21 Jun 08
teachers pensions
Hi My s2bx has been paying in to a teachers pension scheme for about 22 years. Is this one of the pension schemes where the CETV undervalues and should I get a ...
19 Jun 08, by shazza
Latest 20 Jun 08 by shazza
Replies:2
:517
Latest by shazza
20 Jun 08
I think I'm about to get ripped off!!
I'm in the process of trying to divorce my wife as shes met someone else. We've got a 12yr old son who is staying with me, and the family home is rented so ther ...
19 Jun 08, by sparky1627
Latest 20 Jun 08 by D L
Replies:2
:667
Latest by D L
20 Jun 08
army pension when ex is cohabiting
hi, me again, my ex was always in work during our marriage so she will probably have her own pension, she only never worked when she had our son but went back t ...
14 Jun 08, by daisybell
Replies:0
:647

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