Is This Fair

Hi

Just met with stbx to discuss CM amongst other things and can't agree on figures. He only has to pay for 1 child as other is over eighteen. Only has 1 night in 14.

I don't want to be greedy, nor do I want to be pushover just want to be able to cloth and feed us all.

His earnings are 58K gross, approx 43,400 net. I had a figure of £500pm in mind based on 15% guidelines. He has offered £350pm and says he used calculator on csa webite which said he would have to pay £260, so thinks he is being generous. I just went on website myself and based on his income it came up with figure of £125pw.

Don't want things to get nasty but getting a bit fed up with him telling me how difficult things are going to be for him financially! Should I go through CSA or just accept his offer? I am also trying to get mortgage and this figure will effect my borrowing.

Am I being unfair?

Milli.

PS. was really angry sitting in pub but had to try hard not to laugh when Money Money Money by Abba came on juke box!

One of you may have entered the wrong income...is it possible for you to go on the website together to enable you both to agree on what the CSA suggest?

the CSA figure is after deductions such as pensions so have you included his pension (assuming he has one and is making contributions) in your version of the calculation? This is a loop hole which will be closed sometime next year so if you haven't included his pension, accept his offer now and then reconsider your options when the new system comes in at the CSA (if you go now, you'll get stuck on the current system and although I think there are plans to switch people across, there are people still stuck on the first system so one of those don't hold your breath situations).

Are you being unfair.....maybe, let me explain....

Working backwards from the figures....

500 / .15 = 3333 / month
350 / .15 = 2333 / month
260 / .15 = 1744 / month

You calculate around 3600 / month net....
well I earn a similar amount (54k), make a reasonable contribution to my pension and take home around 2600 / month, so maybe if he is pushing quite a bit into his pension he might be able to get his net pay down to 1744 but that would be some contribution to make to a pension.

Would he share details of payslip and bank statment to support what his net pay is ?

as MTB says it might be best to take the 350 now and take a view on things once the new system comes into play when pension stuffing won't make a difference.

LB

Thanks for your help

Got net figure from P60, he makes no contribtion to pension.

Will probably just accept have no energy left to argue!

Milli.x.

Go through the CSA, whats to stop him deciding that £350 is too much next month? Get it done officially then every one knows its fair.

I was on the original CSA 'scheme'. My ex was self-employed and he got a nil assessment. I was 'unofficially' advised to inform the CSA I no longer wanted them to persue him and the case was closed. I waited 13 weeks and approached the CSA to persue my ex for support. I was put on the next 'scheme' and began to receive some money.

If you can hang on til the next 'scheme' then I would, it could be to your advantage