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Army pension

  • asram
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12 May 09 #115723 by asram
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Active8

Thankyou for your help on this issue. It seems that we are all now a bit more knowledgeable than when the thread began.

The idea of adding what we know into the Library for general reference is a good one. We are lucky in that there are currently a few of us who are in this situation on wiki, however they may be a time when someone comes along and requires information and there isnt anyone to point them in the right direction.

The situation that the users of wiki have found themselves in is never easy. However being an army wife brings with it different problems when this happens. The army protect the soldier and (as I found in my case) the wife and family are left to fend for themselves. Many times they are away from their family, sometimes in a different country. They have generally moved around so much sometimes they dont have a close knit set of friends to help them. They have the immediate threat of being evicted from their home, if they are in a married quarter. The time quoted is 93 days, which can put anyone into a panic let alone someone whose life has been turned upside down. They cant just leave otherwise they make themselves homeless. As in my case their children may be at Boarding School, yes a perk but unless the soldier becomes sole carer the children have to leave the school as the Allowance ceases. I was lucky in the fact that my son has been offered a scholorship for 6th form. Other children are not so lucky, not only do they lose their usual home environment they also lose their school environment and social circle. The Army have bought new rules in and to keep the Allowance the soldier has to be sole carer, he nominates a second carer, not the NRP and the NRP has limited access. I was being bullied into making a decision about my sons future luckily I am in a job where I have access to the necessary information and was able to make a decision based on the above. Of course it was our son who made the final decision.

I could pull some information together to add to the library if necessary, or if permitted.

I know I have veered off the topic and I apologise but if we can help one family through the myriad of extra problems that being part of the service community brings then it will be a bonus.

Thankyou

Marsa
xx

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14 May 09 #116170 by didojane
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marsa
your words really brought me to tears as what you are saying is very true our life as a soliders wife is very different and i find my self now living in a town where i dont no any one but its the nearest i could get to being home I have a long wait on the councilcould be a 3 year wait so have to rent privately which i was lucky to get the flat i have .
my son had to leave his school in the last year of education because i was made to leave my army quarter .
i couldt get him a school place and he was offered a few hours a week to start off with at an education center which I snapped up it was better thn nothing he cant sit all the exams he should have I lost friends because husbands worked with my husband I did have a few that stood by me but live too far away to just pop over but we do have the phone .
alsorts have changed and the life I have now seems like its someone elses its that differant and me and my children are not all living together at the moment because of our finacial situation i only have the younger one my middle son is staying with family tempary but its been 9 months .
I was not given help I was told the soliders welfare is paromout well i say sod em and my life is going to be great but its nice to no that by us all standing to gether we are not alone we may have be brushed aside but we will be ok we do have support just not from the people we expected to get it from we get our support and strngth from each other and from Wiki thank you so every one xxxxxxxxxxxxx
dido xxxx

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15 May 09 #116419 by penny10p
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I think we have established that in a pension share the wife is entitled to a percentage of the lump sum (same for an attachment order?) but do we know when that is paid? Assuming there is no computation and that the serviceman has completed full service, he gets the lump sum when he leaves the Forces. Does the wife's share just get included in the CETV and used to provide a pension when she is 65, or does the wife get the lump sum share at
the same time as the husband, or does the wife get the lump sum when she is 65? Any ideas? Obviously I am assuming here that there is no opting for earlier pension under the new rules because I don't think anyone knows yet how they will work out!

In my case it would certainly make a big difference because my ex will get a substantial lump sum.

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15 May 09 #116434 by Soldierbluenomore
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Hi All,

Just going back to the OP do you know what contract your husband is continuing with service under, as there are a number of new
TACOS (terms and conditions of service) one of them NRPS (non regular permanant staff) under which he would still recieve his lump sum and immediate pension.
I have completed 22 years regular, 3 years career continuance and
am in my 3rd year of NRPS and was divorced between continuance and NRPS so if you need more info please feel free to PM me or ask here.
Good Luck.

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15 May 09 #116525 by asram
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Phasta

Thankyou for joining in this thread. It will be nice to have a voice from the other side. Someone who has been there and knows the process.

I work with a couple of NRPS lads and one of them explained to me that there is also always the option of commuting some of the pension and receiving along with the lump sum. Obviously to the detrement of the final pension but at what point do you need the money in real terms?

Are we allowed to ask, if you know of course, whether your ex wife received part of your lump sum and if so at what point? Will understand if you dont want to answer that as it is personal.

I have been looking and looking for information and its like there is a wall of silence around this subject. I wonder why?

Marsa
x

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15 May 09 #116539 by Active8
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The lump sum would be paid at the point that the wife became entitled to draw the pension as a whole, no earlier, because it is (see ref to leaflet previously) part and parcel of the pension.

And with an attachment order, it depends what is "attached" but assuming the whole pension, the same would apply I would have thought: can't see why it would be any different.

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17 May 09 #117162 by Soldierbluenomore
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My ex did try and get a share of my resetlelement grant and my commuted pension lump sum, she only started divorce procedings just before she knew i was getting out even though she kicked me out of the MQ 3 years before,Mmm.
She got her sol to try and put a block on me spending it by freezing my bank account but didnt manage it.
When we went to court i had to show what it was spent on, as her sol wanted it to be put in the marital pot,but as i only spent it on putting a roof over my head and paying off marital debt it was wiped out.
She did get half my pension(my monthly payment was halfed immedeatly although it took 6 months to get sorted)even though she wont get it till 65 she also got spousal maint until she is 65.
Any other Qs ask away.

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